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HB0743

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REGULATION-TECH

What this bill does

Amends the Illinois Banking Act. Makes a technical change in a Section concerning the short title.

Sponsor: Edgar González, Jr. Chamber: House Introduced: 2024-12-17
Stuck
P(Advance)
28.4%
Chance it ever reaches a milestone (committee, floor, etc.). Not “next step.”
P(Law)
0.0%
Chance it becomes law given where it is now (stage, momentum).
Forecast
0.7%
Low P(law) at intro — sponsor & topic only; no progress or delay.
Confidence: 72%

Calculating prediction drivers...

Pipeline Progress

Current stage: In Committee · Last action 363 days ago · STAGNANT

How does a bill become law in Illinois?
  1. Introduction of Bill

    A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.

  2. Committee Work — Hearings

    The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.

  3. Committee Work — Markup, Amendments, Report

    The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.

  4. Floor Debate

    The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.

  5. Passage and Consideration in Second Chamber

    If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.

  6. Gubernatorial Action

    The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.

Sponsor Context

Public Engagement

14 witness slips filed 13 proponents / 1 opponents 9 organizations

Hearings

This bill has not been scheduled for a committee hearing.

Witness slips

14 slips filed. Proponent / opponent / no position as filed with the committee.

Name Organization Representing Position Hearing committee Hearing date
Christine Becker My self My self Proponent Financial Institutions & Licensing 2025-04-08
Courtney Hedderman AARP Illinois AARP Illinois Proponent Financial Institutions & Licensing 2025-04-08
David Berland IDFPR IDFPR Proponent Financial Institutions & Licensing 2025-04-08
David Schwartz Self Self Proponent Financial Institutions & Licensing 2025-04-08
Emily Miller Office of Illinois Governor JB Pritzker Office of Illinois Governor JB Pritzker Proponent Financial Institutions & Licensing 2025-04-08
Jake Hamilton IDFPR IDFPR Proponent Financial Institutions & Licensing 2025-04-08
John Gay Office of Illinois Governor JB Pritzker Office of Illinois Governor JB Pritzker Proponent Financial Institutions & Licensing 2025-04-08
Marc Reiter IDFPR IDFPR Proponent Financial Institutions & Licensing 2025-04-08
Peter Tyor Retired Self Proponent Financial Institutions & Licensing 2025-04-08
Sandra McAvoy AARP Illinois AARP Illinois Proponent Financial Institutions & Licensing 2025-04-08
Teresa Jones AARP-IL AARP-IL Proponent Financial Institutions & Licensing 2025-04-08
Courtney Hedderman AARP I AARP Illinois Proponent Financial Institutions & Licensing 2025-03-25
Marc Reiter IDFPR IDFPR Proponent Financial Institutions & Licensing 2025-03-25
Brinton Wilkey Strategic Partnership Alliance Bitcoin Depot Opponent Financial Institutions & Licensing 2025-03-25

Roll-call votes

Total votes and outcome per event. Deciding vote = margin of 1; those voters on the winning side could have changed the outcome by flipping.

Date Chamber Type Description Yea Nay Present NV Outcome Margin Deciding voters
H Committee Executive 12 0 0 0 Passed 12 —

Action History

15 actions recorded. Last action: 2025-04-11 — House Floor Amendment No. 1 Rule 19(c) / Re-referred toRules Committee. Each action's meaning and outcome signal are classified automatically.

2024-12-17 Introduction & Filing
Prefiled with Clerk byRep. Emanuel "Chris" Welch Senate Rule 5-1(d); House Rule 37(d)
Bill submitted before the legislative session officially begins. No impact on outcome yet.
2025-01-09 Introduction & Filing
First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38
Formal introduction — title read into the official record. Required procedural step; bill now exists in the system.
2025-01-09 Committee Assignment
Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a)
Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-03-04 Committee Assignment
Assigned toExecutive Committee Senate Rule 3-8(a); House Rule 18(b)
Sent to a substantive committee (e.g., Transportation, Revenue). This is where the bill gets a real hearing and evaluation.
2025-03-12 Committee Action Positive
Do Pass / Short DebateExecutive Committee; 012-000-000 Senate Rule 3-11(a)(1); House Rule 22(a)(1), 52(b)
Committee recommends passage and places it on the Short Debate calendar (limited floor discussion time). Strong positive signal — committee believes bill has broad support.
2025-03-12 Floor Process Positive
Placed on Calendar 2nd Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52
Bill placed on the Second Reading calendar. Positive — bill is queued for floor action.
2025-03-20 Amendment Actions
House Floor Amendment No. 1 Filed with Clerk byRep. Edgar González, Jr.
[Amendment] Amendment sub-action.
2025-03-20 Amendment Actions
House Floor Amendment No. 1 Referred toRules Committee
[Amendment] Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-03-25 Amendment Actions
House Floor Amendment No. 1 Rules Refers toFinancial Institutions and Licensing Committee
[Amendment] Amendment sub-action.
2025-03-25 Cross-Chamber
Chief Sponsor Changed toRep. Edgar González, Jr. Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12)
Chief sponsor changed — may indicate leadership taking ownership or a strategic handoff.
2025-03-26 Floor Process Positive
Second Reading - Short Debate Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)/52(a)(1)
Bill reaches the floor amendment stage on Short Debate calendar. Major milestone — bill has passed committee and is on the floor.
2025-03-26 Floor Process
Held on Calendar Order of Second Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52
Bill was ready for Second Reading but was paused/held by the sponsor. Usually indicates the sponsor is still negotiating amendments or gathering votes. NOT a negative signal — the sponsor controls the pace.
2025-04-04 Co-Sponsorship Mild +
Added Co-SponsorRep. Jennifer Gong-Gershowitz Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-04-11 Deadlines & Re-referrals Mild −
Rule 19(a) / Re-referred toRules Committee House Rule 19(a); Senate analog: Rule 3-9(a)
MISSED COMMITTEE DEADLINE — bill did not get a committee vote before the deadline and is re-referred to Rules/Assignments. The bill is NOT dead but faces an uphill battle to be reassigned. Most bills that hit Rule 19(a) do not advance.
2025-04-11 Amendment Actions
House Floor Amendment No. 1 Rule 19(c) / Re-referred toRules Committee
[Amendment] Amendment sub-action.

All actions (table)

Date Chamber Action Category Signal
2024-12-17 House Prefiled with Clerk byRep. Emanuel "Chris" Welch Senate Rule 5-1(d); House Rule 37(d) Introduction & Filing —
2025-01-09 House First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 Introduction & Filing —
2025-01-09 House Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a) Committee Assignment —
2025-03-04 House Assigned toExecutive Committee Senate Rule 3-8(a); House Rule 18(b) Committee Assignment —
2025-03-12 House Do Pass / Short DebateExecutive Committee; 012-000-000 Senate Rule 3-11(a)(1); House Rule 22(a)(1), 52(b) Committee Action Positive
2025-03-12 House Placed on Calendar 2nd Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52 Floor Process Positive
2025-03-20 House House Floor Amendment No. 1 Filed with Clerk byRep. Edgar González, Jr. Amendment Actions —
2025-03-20 House House Floor Amendment No. 1 Referred toRules Committee Amendment Actions —
2025-03-25 House House Floor Amendment No. 1 Rules Refers toFinancial Institutions and Licensing Committee Amendment Actions —
2025-03-25 House Chief Sponsor Changed toRep. Edgar González, Jr. Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) Cross-Chamber —
2025-03-26 House Second Reading - Short Debate Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)/52(a)(1) Floor Process Positive
2025-03-26 House Held on Calendar Order of Second Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52 Floor Process —
2025-04-04 House Added Co-SponsorRep. Jennifer Gong-Gershowitz Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-04-11 House Rule 19(a) / Re-referred toRules Committee House Rule 19(a); Senate analog: Rule 3-9(a) Deadlines & Re-referrals Mild −
2025-04-11 House House Floor Amendment No. 1 Rule 19(c) / Re-referred toRules Committee Amendment Actions —