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HB1700

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FUNDS-COMMUNITY REINVESTMENT

What this bill does

Amends the Deposit of State Moneys Act and the Public Funds Investment Act. Provides that the State Treasurer or any public agency may consider the current and historical ratings that a financial institution has received under the Illinois Community Reinvestment Act when deciding whether to deposit State or public funds in that financial institution. Provides that, effective January 1, 2026, no State or public funds may be deposited in a financial institution subject to the Illinois Community Reinvestment Act unless either (i) the institution has a current rating of satisfactory or outstanding under the Illinois Community Reinvestment Act or (ii) the Department of Financial and Professional Regulation has not yet completed its initial examination of the institution pursuant to the Illinois Community Reinvestment Act. Makes conforming changes. Effective January 1, 2026.

Sponsor: Kimberly Du Buclet Chamber: House Introduced: 2025-01-24
Stuck
P(Advance)
48.6%
Chance it ever reaches a milestone (committee, floor, etc.). Not “next step.”
P(Law)
0.0%
Chance it becomes law given where it is now (stage, momentum).
Forecast
2.7%
Low P(law) at intro — sponsor & topic only; no progress or delay.
Confidence: 51%

Calculating prediction drivers...

Pipeline Progress

Current stage: Floor Vote · Last action 129 days ago · SLOW

How does a bill become law in Illinois?
  1. Introduction of Bill

    A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.

  2. Committee Work — Hearings

    The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.

  3. Committee Work — Markup, Amendments, Report

    The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.

  4. Floor Debate

    The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.

  5. Passage and Consideration in Second Chamber

    If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.

  6. Gubernatorial Action

    The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.

Sponsor Context

Public Engagement

15 witness slips filed 12 proponents / 0 opponents 8 organizations

Witness slips

15 slips filed. Proponent / opponent / no position as filed with the committee.

Name Organization Representing Position Hearing committee Hearing date
Bob Palmer Housing Action Illinois Housing Action Illinois Proponent Financial Institutions & Licensing 2025-03-04
Catherine Shannon State Treasurer's Office IL State Treasurer's Office Proponent Financial Institutions & Licensing 2025-03-04
Jerry Peck Community Bankers Association of Illinois Community Bankers Association of Illinois Proponent Financial Institutions & Licensing 2025-03-04
Liz Turner Illinois State Treasurer's Office Illinois State Treasurer Michael Frerichs Proponent Financial Institutions & Licensing 2025-03-04
David Schwartz Self Self Proponent Financial Institutions & Licensing 2025-02-25
Erica Tremble Illinois State Treasurer's Office Illinois State Treasurer Michael Frerichs Proponent Financial Institutions & Licensing 2025-02-25
Frank W McNeil McNeil Governmental Services Inc Woodstock Institute 67East Madison Street Suite 2108 Chicago, Illinois 60603 Proponent Financial Institutions & Licensing 2025-02-25
Liz Turner Illinois State Treasurer's Office Illinois State Treasurer Michael Frerichs Proponent Financial Institutions & Licensing 2025-02-25
Ben Jackson Illinois Bankers Association Illinois Bankers Association No Position On Merits Financial Institutions & Licensing 2025-03-04
Marc Reiter IDFPR IDFPR No Position On Merits Financial Institutions & Licensing 2025-03-04
Marc Reiter IDFPR IDFPR No Position On Merits Financial Institutions & Licensing 2025-02-25
Bob Palmer Housing Action Illinois Housing Action Illinois Proponent Financial Institutions & Licensing 2025-03-04
Catherine Shannon Illinois State Treasurer's Office Illinois State Treasurer Michael Frerichs Proponent Financial Institutions & Licensing 2025-03-04
Jerry Peck Community Bankers Association of Illinois Community Bankers Association of Illinois Proponent Financial Institutions & Licensing 2025-03-04
Liz Turner Illinois State Treasurer's Office Illinois State Treasurer Michael Frerichs Proponent Financial Institutions & Licensing 2025-03-04

Roll-call votes

Total votes and outcome per event. Deciding vote = margin of 1; those voters on the winning side could have changed the outcome by flipping.

Date Chamber Type Description Yea Nay Present NV Outcome Margin Deciding voters
H Committee Financial Institutions & Licensing 9 2 0 1 Passed 7 —
H Floor Third Reading 84 30 1 3 Passed 54 —
2025-05-14 S Committee Executive 9 4 0 0 Passed 5 —

Action History

46 actions recorded. Last action: 2025-12-01 — Pursuant to Senate Rule 3-9(b) / Referred toAssignments. Each action's meaning and outcome signal are classified automatically.

2025-01-24 Introduction & Filing
Filed with the Clerk byRep. Kimberly Du Buclet House Rule 6(b)
Bill officially submitted to the House Clerk during the session.
2025-01-28 Introduction & Filing
First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38
Formal introduction — title read into the official record. Required procedural step; bill now exists in the system.
2025-01-28 Committee Assignment
Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a)
Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-02-18 Committee Assignment
Assigned toFinancial Institutions and Licensing Committee Senate Rule 3-8(a); House Rule 18(b)
Sent to a substantive committee (e.g., Transportation, Revenue). This is where the bill gets a real hearing and evaluation.
2025-02-24 Amendment Actions
House Committee Amendment No. 1 Filed with Clerk byRep. Kimberly Du Buclet
[Amendment] Amendment sub-action.
2025-02-24 Amendment Actions
House Committee Amendment No. 1 Referred toRules Committee
[Amendment] Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-02-25 Amendment Actions
House Committee Amendment No. 1 Rules Refers toFinancial Institutions and Licensing Committee
[Amendment] Amendment sub-action.
2025-02-27 Co-Sponsorship Mild +
Added Co-SponsorRep. Debbie Meyers-Martin Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-02-27 Co-Sponsorship Mild +
Added Co-SponsorRep. Suzanne M. Ness Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-02-27 Co-Sponsorship Mild +
Added Chief Co-SponsorRep. Sonya M. Harper Senate Rule 5-1(a); House Rule 37(a)
Chief co-sponsor added.
2025-02-27 Co-Sponsorship Mild +
Added Chief Co-SponsorRep. Camille Y. Lilly Senate Rule 5-1(a); House Rule 37(a)
Chief co-sponsor added.
2025-02-27 Co-Sponsorship Mild +
Added Co-SponsorRep. William "Will" Davis Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-02-27 Co-Sponsorship Mild +
Added Co-SponsorRep. Justin Slaughter Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-03-04 Co-Sponsorship Mild +
Added Co-SponsorRep. Michael Crawford Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-03-04 Amendment Actions
House Committee Amendment No. 1 Adopted inFinancial Institutions and Licensing Committee; by Voice Vote
[Amendment] Amendment sub-action.
2025-03-04 Committee Action Positive
Do Pass as Amended / Short DebateFinancial Institutions and Licensing Committee; 009-002-000 Rule 3-11(a)(1), Rule 3-12(a)
Committee recommends passage. The most important positive gate — majority of bills never get here.
2025-03-05 Floor Process Positive
Placed on Calendar 2nd Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52
Bill placed on the Second Reading calendar. Positive — bill is queued for floor action.
2025-03-06 Co-Sponsorship Mild +
Added Co-SponsorRep. Lisa Davis Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-03-18 Floor Process Positive
Second Reading - Short Debate Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)/52(a)(1)
Bill reaches the floor amendment stage on Short Debate calendar. Major milestone — bill has passed committee and is on the floor.
2025-03-18 Floor Process Positive
Placed on Calendar Order of 3rd Reading - Short Debate Rule 4-4(8)
Bill placed on the Third Reading calendar — queued for final vote.
2025-03-18 Co-Sponsorship Mild +
Added Co-SponsorRep. Emanuel "Chris" Welch Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-04-09 Floor Vote Positive
Third Reading - Short Debate - Passed084-030-001 Senate Rule 5-1(f)/7-1/7-2; House Rule 37(f)/49/50
Bill PASSED on Short Debate Third Reading. Bill cleared the chamber.
2025-04-09 Co-Sponsorship Mild +
Added Chief Co-SponsorRep. Jehan Gordon-Booth Senate Rule 5-1(a); House Rule 37(a)
Chief co-sponsor added.
2025-04-09 Co-Sponsorship Mild +
Added Co-SponsorRep. Yolonda Morris Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-04-09 Cross-Chamber Positive
Arrive in Senate Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12)
House bill arrives in the Senate after passing the House.
2025-04-09 Procedural
Placed on Calendar Order of First Reading April 10, 2025 Senate Rule 4-4/7-4; House Rule 31/54
Bill queued for First Reading in the second chamber.
2025-04-09 Co-Sponsorship Mild +
Added Co-SponsorRep. Hoan Huynh Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-04-23 Cross-Chamber Positive
Chief Senate SponsorSen. Mattie Hunter Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12)
Senate sponsor assigned for a House bill.
2025-04-23 Introduction & Filing
First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38
Formal introduction — title read into the official record. Required procedural step; bill now exists in the system.
2025-04-23 Committee Assignment
Referred toAssignments Senate Rule 3-8(a); House Rule 18(a)
Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-05-08 Committee Assignment
Assigned toExecutive Senate Rule 3-8(a); House Rule 18(b)
Sent to a substantive committee (e.g., Transportation, Revenue). This is where the bill gets a real hearing and evaluation.
2025-05-09 Deadlines & Re-referrals
Rule 2-10 Committee Deadline Established As May 23, 2025 Rule 2-10(a)(3-4)
Senate committee deadline set or extended. Procedural — establishes when the bill must be voted out of committee.
2025-05-13 Amendment Actions
Senate Committee Amendment No. 1 Filed with Secretary bySen. Don Harmon
[Amendment] Bill officially submitted to the Senate Secretary during the session.
2025-05-13 Amendment Actions
Senate Committee Amendment No. 1 Referred toAssignments
[Amendment] Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-05-13 Cross-Chamber
Alternate Chief Sponsor Changed toSen. Don Harmon Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12)
Alternate chief sponsor designated.
2025-05-14 Amendment Actions
Senate Committee Amendment No. 1 Assignments Refers toExecutive
[Amendment] Senate Assignments Committee forwards the bill to a substantive committee.
2025-05-14 Amendment Actions Positive
Senate Committee Amendment No. 1 Adopted
[Amendment] Bill or resolution adopted by the chamber.
2025-05-15 Committee Action Positive
Do Pass as AmendedExecutive; 009-004-000 Rule 3-11(a)(1), Rule 3-12(a)
Committee recommends passage. The most important positive gate — majority of bills never get here.
2025-05-15 Floor Process Positive
Placed on Calendar Order of 2nd Reading Rule 3-12(a), Rule 4-4(7)
Bill placed on the order of Second Reading.
2025-05-15 Floor Process Positive
Second Reading Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)
Bill reaches the floor amendment stage. Floor amendments can be offered here.
2025-05-15 Floor Process Positive
Placed on Calendar Order of 3rd Reading May 20, 2025 Rule 4-4(8)
Bill placed on the Third Reading calendar — queued for final vote.
2025-05-23 Deadlines & Re-referrals
Rule 2-10 Third Reading/Passage Deadline Established As June 1, 2025 Rule 2-10
Senate deadline established or extended.
2025-06-02 Deadlines & Re-referrals Mild −
Rule 3-9(a) / Re-referred toAssignments Rule 3-9(a)
Senate procedural rule — bill re-referred to Assignments for missing Rule 2-10 deadline. Bill is NOT dead but faces uphill battle.
2025-10-14 Committee Assignment Positive
Approved for ConsiderationAssignments Rule 3-8(b)
Senate Assignments Committee approves the bill for committee consideration — a positive gate.
2025-10-14 Floor Process Positive
Placed on Calendar Order of 3rd Reading October 15, 2025 Rule 4-4(8)
Bill placed on the Third Reading calendar — queued for final vote.
2025-12-01 Deadlines & Re-referrals Mild −
Pursuant to Senate Rule 3-9(b) / Referred toAssignments Rule 3-9(b)
Senate procedural re-referral to Assignments — 31 consecutive days without session.

All actions (table)

Date Chamber Action Category Signal
2025-01-24 House Filed with the Clerk byRep. Kimberly Du Buclet House Rule 6(b) Introduction & Filing —
2025-01-28 House First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 Introduction & Filing —
2025-01-28 House Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a) Committee Assignment —
2025-02-18 House Assigned toFinancial Institutions and Licensing Committee Senate Rule 3-8(a); House Rule 18(b) Committee Assignment —
2025-02-24 House House Committee Amendment No. 1 Filed with Clerk byRep. Kimberly Du Buclet Amendment Actions —
2025-02-24 House House Committee Amendment No. 1 Referred toRules Committee Amendment Actions —
2025-02-25 House House Committee Amendment No. 1 Rules Refers toFinancial Institutions and Licensing Committee Amendment Actions —
2025-02-27 House Added Co-SponsorRep. Debbie Meyers-Martin Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-27 House Added Co-SponsorRep. Suzanne M. Ness Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-27 House Added Chief Co-SponsorRep. Sonya M. Harper Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-27 House Added Chief Co-SponsorRep. Camille Y. Lilly Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-27 House Added Co-SponsorRep. William "Will" Davis Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-27 House Added Co-SponsorRep. Justin Slaughter Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-03-04 House Added Co-SponsorRep. Michael Crawford Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-03-04 House House Committee Amendment No. 1 Adopted inFinancial Institutions and Licensing Committee; by Voice Vote Amendment Actions —
2025-03-04 House Do Pass as Amended / Short DebateFinancial Institutions and Licensing Committee; 009-002-000 Rule 3-11(a)(1), Rule 3-12(a) Committee Action Positive
2025-03-05 House Placed on Calendar 2nd Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52 Floor Process Positive
2025-03-06 House Added Co-SponsorRep. Lisa Davis Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-03-18 House Second Reading - Short Debate Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)/52(a)(1) Floor Process Positive
2025-03-18 House Placed on Calendar Order of 3rd Reading - Short Debate Rule 4-4(8) Floor Process Positive
2025-03-18 House Added Co-SponsorRep. Emanuel "Chris" Welch Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-04-09 House Third Reading - Short Debate - Passed084-030-001 Senate Rule 5-1(f)/7-1/7-2; House Rule 37(f)/49/50 Floor Vote Positive
2025-04-09 House Added Chief Co-SponsorRep. Jehan Gordon-Booth Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-04-09 House Added Co-SponsorRep. Yolonda Morris Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-04-09 Senate Arrive in Senate Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) Cross-Chamber Positive
2025-04-09 Senate Placed on Calendar Order of First Reading April 10, 2025 Senate Rule 4-4/7-4; House Rule 31/54 Procedural —
2025-04-09 House Added Co-SponsorRep. Hoan Huynh Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-04-23 Senate Chief Senate SponsorSen. Mattie Hunter Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) Cross-Chamber Positive
2025-04-23 Senate First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 Introduction & Filing —
2025-04-23 Senate Referred toAssignments Senate Rule 3-8(a); House Rule 18(a) Committee Assignment —
2025-05-08 Senate Assigned toExecutive Senate Rule 3-8(a); House Rule 18(b) Committee Assignment —
2025-05-09 Senate Rule 2-10 Committee Deadline Established As May 23, 2025 Rule 2-10(a)(3-4) Deadlines & Re-referrals —
2025-05-13 Senate Senate Committee Amendment No. 1 Filed with Secretary bySen. Don Harmon Amendment Actions —
2025-05-13 Senate Senate Committee Amendment No. 1 Referred toAssignments Amendment Actions —
2025-05-13 Senate Alternate Chief Sponsor Changed toSen. Don Harmon Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) Cross-Chamber —
2025-05-14 Senate Senate Committee Amendment No. 1 Assignments Refers toExecutive Amendment Actions —
2025-05-14 Senate Senate Committee Amendment No. 1 Adopted Amendment Actions Positive
2025-05-15 Senate Do Pass as AmendedExecutive; 009-004-000 Rule 3-11(a)(1), Rule 3-12(a) Committee Action Positive
2025-05-15 Senate Placed on Calendar Order of 2nd Reading Rule 3-12(a), Rule 4-4(7) Floor Process Positive
2025-05-15 Senate Second Reading Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b) Floor Process Positive
2025-05-15 Senate Placed on Calendar Order of 3rd Reading May 20, 2025 Rule 4-4(8) Floor Process Positive
2025-05-23 Senate Rule 2-10 Third Reading/Passage Deadline Established As June 1, 2025 Rule 2-10 Deadlines & Re-referrals —
2025-06-02 Senate Rule 3-9(a) / Re-referred toAssignments Rule 3-9(a) Deadlines & Re-referrals Mild −
2025-10-14 Senate Approved for ConsiderationAssignments Rule 3-8(b) Committee Assignment Positive
2025-10-14 Senate Placed on Calendar Order of 3rd Reading October 15, 2025 Rule 4-4(8) Floor Process Positive
2025-12-01 Senate Pursuant to Senate Rule 3-9(b) / Referred toAssignments Rule 3-9(b) Deadlines & Re-referrals Mild −