SB1777
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What this bill does
Amends the Illinois Banking Act. In provisions concerning customer financial records and confidentiality, provides that the language does not prohibit the furnishing of financial information to the executor, executrix, administrator, or other lawful representative of the estate of a customer. Amends the Savings Bank Act and the Illinois Credit Union Act to make the same changes. Amends the Illinois Credit Union Act. Amends the Illinois Trust and Payable on Death Accounts Act. Provides that any holder of an account may elect a per stirpes distribution option to the descendants of a natural person beneficiary if the beneficiary predeceases the last surviving holder of the account. Makes other changes. Amends the Financial Institutions Electronic Documents and Digital Signature Act. In provisions concerning electronic notices, provides that consent to electronic transactions given by the customer under the federal Electronic Signatures in Global and National Commerce Act satisfies applicable consent requirements. Amends the Probate Act of 1975. Provides that any person doing business or performing transactions on behalf of or at the direction of an executor or administrator with a will annexed is entitled to the presumption that the executor or administrator is lawfully authorized to conduct the business or perform the transaction as long as the person verifies that the letters testamentary or administration was issued by the court solely to the executor or administrator. Provides that if the letters testamentary or administration with the will annexed provide for co-executors or co-administrators, the person is entitled to the presumption only when the business or transaction is performed on behalf or at the direction of all listed executors or administrators in the letters. Provides that any person, corporation, or financial institution that conducts business or performs transactions on behalf of or at the direction of an executor or administrator with the will annexed is fully protected and released from liability if the person bases the presumption on the verification of the letters testamentary or administration with the will annexed.
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Pipeline Progress
Current stage: Signed into Law · Last action 435 days ago
How does a bill become law in Illinois?
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Introduction of Bill
A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.
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Committee Work — Hearings
The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.
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Committee Work — Markup, Amendments, Report
The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.
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Floor Debate
The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.
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Passage and Consideration in Second Chamber
If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.
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Gubernatorial Action
The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.
Sponsor Context
Bills sponsored by Mark L. Walker advance 13% more often than the chamber average.
Campaign finance
This is SBE campaign receipts to the people on this bill, not Moneyball and not earmarked to the bill.
Money is campaign receipts to matched candidate committees, not earmarked to this bill. Window 2025-01-01 – 2026-09-13.
Sponsor and voter funding
| Member | Role | Receipts | Total received | Top donors |
|---|---|---|---|---|
| Mark L. Walker | Chief sponsor | 35 | $40,131.52 | Don Harmon for State Central Committeeman ($10,000.00); Prairie Band Potawatomi Nation ($3,500.00); LiUNA Chicago Laborers' District Council PAC ($3,000.00) |
| Jil Tracy | Sponsor | 216 | $201,557.43 | Realtor Political Action Committee ($16,000.00); Save Our Local Businesses Illinois PAC ID#39860 ($10,000.00); Dot Foods, Inc. ($5,000.00) |
| Margaret Croke | Sponsor | 821 | $2,491,864.69 | Michael Sacks ($307,300.00); Illinois Laborers' Legislative Committee ($145,600.00); LIUNA Chicago Laborers' District Council PAC ($140,600.00) |
| Dan Ugaste | Sponsor | 180 | $176,816.93 | Realtor PAC ($16,000.00); IL Bankers PAC ($13,000.00); John Bryan ($7,500.00) |
| Jennifer Gong-Gershowitz | Sponsor | 127 | $206,174.77 | Chicago Land Operators Joint Labor-Management PAC ($9,500.00); Illinois Laborers' Legislative Committee ($8,000.00); I.P.A.C.E. ($7,500.00) |
| Daniel Didech | Sponsor | 228 | $458,909.70 | JPMC ($108,803.32); Sports Betting Alliance ($14,200.00); Health Care Council of Illinois PAC ($11,000.00) |
Overlapping donors
Donors who gave to more than one sponsor or voter on this bill. Still not earmarked to the bill.
Top donors across these members
| Donor | Occupation | Employer | Receipts | Total |
|---|---|---|---|---|
| Michael Sacks | Executive | GCM Grosvenor | 6 | $321,900.00 |
| Illinois Laborers' Legislative Committee | — | — | 5 | $153,600.00 |
| LIUNA Chicago Laborers' District Council PAC | — | — | 3 | $140,600.00 |
| JPMC | — | — | 1 | $108,803.32 |
| Chicago Land Operators Joint Labor-Management PAC | — | — | 18 | $91,000.00 |
| Illinois Pipe Trades PAC | — | — | 2 | $72,800.00 |
| JB for Governor | — | — | 1 | $72,800.00 |
| Jewish Caucus PAC | — | — | 1 | $72,800.00 |
| Health Care Council of Illinois PAC | — | — | 5 | $61,000.00 |
| Carpentry Advancement Fund | — | — | 4 | $58,500.00 |
| Margaret Croke for State Central Comm | — | — | 2 | $50,000.00 |
| Realtor Political Action Committee | — | — | 16 | $49,500.00 |
| Margaret Noble Croke | State Representative | State of Illinois | 1 | $40,000.00 |
| Illinois Bankers' PAC | — | — | 4 | $37,500.00 |
| Engineers Political Education Committee Separate Education Fund | — | — | 1 | $35,000.00 |
| Custom Global Logistics | — | — | 3 | $29,600.00 |
| Associated Beer Distributors of IL PAC | — | — | 11 | $28,949.36 |
| Donald R Wilson, Jr | CEO | DRW | 3 | $27,300.00 |
| Downstate Illinois Laborer's District Council PAC Fund | — | — | 1 | $25,000.00 |
| Sports Betting Alliance | — | — | 4 | $24,200.00 |
| Friends for Eva Dina Delgado | — | — | 17 | $23,480.00 |
| North Central IL Laborers Council PAC | — | — | 1 | $20,000.00 |
| Ironworkers District Council of Chicago & Vicinity PAC | — | — | 4 | $17,500.00 |
| CDN Logistics | — | — | 2 | $17,100.00 |
| Realtor PAC | — | — | 6 | $16,000.00 |
Witness slips
7 slips filed. Proponent / opponent / no position as filed with the committee.
| Name | Organization | Representing | Position | Hearing committee | Hearing date |
|---|---|---|---|---|---|
| David Eldridge | David P. Eldridge | Illinois State Bar Association | Proponent | Judiciary - Civil | 2025-04-23 |
| Jerry Peck | Community Bankers Association of Illinois | Community Bankers Association of Illinois | Proponent | Judiciary - Civil | 2025-04-23 |
| Stephen R Olson | Olson Government Consulting, LLC | IIllinois Credit Union League | Proponent | Judiciary - Civil | 2025-04-23 |
| David Eldridge | David P. Eldridge | Illinois State Bar Association | Proponent | Judiciary | 2025-03-19 |
| Jerry Peck | Community Bankers Association of Illinois | Community Bankers Association of Illinois | Proponent | Judiciary | 2025-03-19 |
| Keith Sias | Illinois Credit Union League | Illinois Credit Union League | Proponent | Judiciary | 2025-03-19 |
| Marc Reiter | IDFPR | IDFPR | No Position On Merits | Judiciary - Civil | 2025-04-23 |
Roll-call votes
Total votes and outcome per event. Deciding vote = margin of 1; those voters on the winning side could have changed the outcome by flipping.
| Date | Chamber | Type | Description | Yea | Nay | Present | NV | Outcome | Margin | Deciding voters |
|---|---|---|---|---|---|---|---|---|---|---|
| H | Committee | Judiciary - Civil | 19 | 0 | 0 | 1 | Passed | 19 | — | |
| 2025-05-22 | H | Floor | Third Reading | 115 | 0 | 0 | 3 | Passed | 115 | — |
| S | Committee | Judiciary | 9 | 0 | 0 | 0 | Passed | 9 | — | |
| S | Floor | Apr 09, 2025 | 56 | 0 | 0 | 3 | Passed | 56 | — |
Action History
34 actions recorded. Last action: 2025-08-01 — Public Act . . . . . . . . .104-0123. Each action's meaning and outcome signal are classified automatically.
All actions (table)
| Date | Chamber | Action | Category | Signal |
|---|---|---|---|---|
| 2025-02-06 | Senate | Filed with Secretary bySen. Mark L. Walker Rule 2-7(b) | Introduction & Filing | — |
| 2025-02-06 | Senate | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-02-06 | Senate | Referred toAssignments Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-02-18 | Senate | Assigned toJudiciary Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2025-02-25 | Senate | Added as Chief Co-SponsorSen. Jil Tracy Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-14 | Senate | Senate Committee Amendment No. 1 Filed with Secretary bySen. Mark L. Walker | Amendment Actions | — |
| 2025-03-14 | Senate | Senate Committee Amendment No. 1 Referred toAssignments | Amendment Actions | — |
| 2025-03-18 | Senate | Senate Committee Amendment No. 1 Assignments Refers toJudiciary | Amendment Actions | — |
| 2025-03-19 | Senate | Senate Committee Amendment No. 1 Adopted | Amendment Actions | Positive |
| 2025-03-19 | Senate | Do Pass as AmendedJudiciary; 009-000-000 Rule 3-11(a)(1), Rule 3-12(a) | Committee Action | Positive |
| 2025-03-19 | Senate | Placed on Calendar Order of 2nd Reading March 20, 2025 Rule 3-12(a), Rule 4-4(7) | Floor Process | Positive |
| 2025-03-20 | Senate | Second Reading Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b) | Floor Process | Positive |
| 2025-03-20 | Senate | Placed on Calendar Order of 3rd Reading April 1, 2025 Rule 4-4(8) | Floor Process | Positive |
| 2025-04-04 | Senate | Placed on Calendar Order of 3rd Reading ** Rule 4-4(8) | Floor Process | Positive |
| 2025-04-09 | Senate | Placed on Calendar Order of 3rd Reading Rule 4-4(8) | Floor Process | Positive |
| 2025-04-09 | Senate | Third Reading - Passed;056-000-000 Rule 5-1(f) | Floor Vote | Positive |
| 2025-04-09 | House | Arrived in House Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | Positive |
| 2025-04-09 | House | Chief House SponsorRep. Margaret Croke Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | Positive |
| 2025-04-09 | House | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-04-09 | House | Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-04-17 | House | Assigned toJudiciary - Civil Committee Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2025-04-23 | House | Do Pass / Short DebateJudiciary - Civil Committee; 019-000-000 Senate Rule 3-11(a)(1); House Rule 22(a)(1), 52(b) | Committee Action | Positive |
| 2025-04-23 | House | Placed on Calendar 2nd Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52 | Floor Process | Positive |
| 2025-05-14 | House | Second Reading - Short Debate Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)/52(a)(1) | Floor Process | Positive |
| 2025-05-14 | House | Placed on Calendar Order of 3rd Reading - Short Debate Rule 4-4(8) | Floor Process | Positive |
| 2025-05-20 | House | Added Alternate Chief Co-SponsorRep. Dan Ugaste Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-20 | House | Added Alternate Chief Co-SponsorRep. Jennifer Gong-Gershowitz Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-20 | House | Added Alternate Chief Co-SponsorRep. Daniel Didech Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-22 | House | Third Reading - Short Debate - Passed115-000-000 Senate Rule 5-1(f)/7-1/7-2; House Rule 37(f)/49/50 | Floor Vote | Positive |
| 2025-05-22 | Senate | Passed Both Houses Rule 8-1, Rule 8-4 | Concurrence | Positive |
| 2025-06-20 | Senate | Sent to the Governor Senate Article IX/Rules 9-1 to 9-6; House Article IX/Rules 77-82 | Governor Action | Positive |
| 2025-08-01 | Senate | Governor Approved Senate Article IX/Rules 9-1 to 9-6; House Article IX/Rules 77-82 | Governor Action | Positive |
| 2025-08-01 | Senate | Effective Date January 1, 2026 Article IX | Enacted Into Law | Law |
| 2025-08-01 | Senate | Public Act . . . . . . . . .104-0123 Article IX | Enacted Into Law | Law |