SB2319
View on ILGAVIRTUAL CURRENCY CONSUM PROT
What this bill does
Creates the Virtual Currency Kiosk Consumer Protection Act. Provides that specified information reported to the Department of Financial and Professional Regulation by virtual currency kiosk shall be confidential, except as otherwise provided in the Act. Establishes warning and general terms and conditions disclosure requirements for a virtual currency kiosk operator opening an account for a new customer and prior to entering into an initial transaction for, on behalf of, or with the customer. Requires a receipt to be provided to each customer following a transaction. Requires all virtual currency kiosk operators to have live customer service, as specified; create anti-fraud, enhanced due diligence, and federal and State law compliance policies; designate a compliance officer and a consumer protection officer; and use blockchain analytics software to assist in the prevention of sending purchased virtual currency from a virtual currency kiosk operator to a digital wallet known to be affiliated with fraudulent activity at the time of a transaction; and report the location of each virtual currency kiosk located within this State within 45 days after the end of the calendar quarter. Requires a virtual currency kiosk operator to receive a money transmitter license. Sets forth supervision duties for the Department and the Secretary of Financial and Professional Regulation.
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Pipeline Progress
Current stage: Signed into Law · Last action 234 days ago
How does a bill become law in Illinois?
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Introduction of Bill
A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.
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Committee Work — Hearings
The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.
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Committee Work — Markup, Amendments, Report
The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.
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Floor Debate
The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.
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Passage and Consideration in Second Chamber
If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.
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Gubernatorial Action
The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.
Sponsor Context
Bills sponsored by Laura Ellman advance 3% more often than the chamber average.
Public Engagement
Witness slips
49 slips filed. Proponent / opponent / no position as filed with the committee.
| Name | Organization | Representing | Position | Hearing committee | Hearing date |
|---|---|---|---|---|---|
| ALAN HOLLENBECK | AARP Volunteer | Illinois AARP | Proponent | Financial Institutions & Licensing | 2025-05-29 |
| Courtney Hedderman | AARP Illinois | AARP Illinois | Proponent | Financial Institutions & Licensing | 2025-05-29 |
| David Berland | IDFPR | IDFPR | Proponent | Financial Institutions & Licensing | 2025-05-29 |
| Emily Miller | Office of Illinois Governor JB Pritzker | Office of Illinois Governor JB Pritzker | Proponent | Financial Institutions & Licensing | 2025-05-29 |
| Hannah Kreischer | IDFPR | IDFPR | Proponent | Financial Institutions & Licensing | 2025-05-29 |
| Jake Hamilton | IDFPR | IDFPR | Proponent | Financial Institutions & Licensing | 2025-05-29 |
| John Gay | Office of Illinois Governor JB Pritzker | Office of Illinois Governor JB Pritzker | Proponent | Financial Institutions & Licensing | 2025-05-29 |
| Julia Warheit | Citizen Action Illinois | Citizen Action Illinois | Proponent | Financial Institutions & Licensing | 2025-05-29 |
| Marc Reiter | IDFPR | IDFPR | Proponent | Financial Institutions & Licensing | 2025-05-29 |
| Teresa Jones | AARP Illinois | AARP IIllinois | Proponent | Financial Institutions & Licensing | 2025-05-29 |
| Brinton Wilkey | Strategic Partnership Alliance | Bitcoin Depot | Proponent | Executive | 2025-04-09 |
| David Berland | IDFPR | IDFPR | Proponent | Executive | 2025-04-09 |
| David Schwartz | Self | Self | Proponent | Executive | 2025-04-09 |
| Larry Lipka | ConFlip | CoinFlip | Proponent | Executive | 2025-04-09 |
| Nicholas Haile | self | self | Proponent | Executive | 2025-04-09 |
| Austin James Mink | Self | Self | Proponent | Executive | 2025-04-03 |
| Matthew Slade | Myself | Myself | Proponent | Executive | 2025-04-03 |
| Nicholas Haile | self | self | Proponent | Executive | 2025-04-03 |
| Courtney Hedderman | AARP Illinois | AARP Illinois | Opponent | Executive | 2025-04-09 |
| David Berland | IDFPR | IDFPR | Opponent | Executive | 2025-04-09 |
| Hannah Kreischer | IDFPR | IDFPR | Opponent | Executive | 2025-04-09 |
| Jake Hamilton | IDFPR | IDFPR | Opponent | Executive | 2025-04-09 |
| Marc Reiter | IDFPR | IDFPR | Opponent | Executive | 2025-04-09 |
| Teresa Jones | AARP-IL | AARP-IL | Opponent | Executive | 2025-04-09 |
| Erika Harford | Self | Self | Opponent | Executive | 2025-04-03 |
| Patrick MacKay | Pi Squared Inc | Illinois Blockchain Association | Opponent | Executive | 2025-04-03 |
| Robert Bush | NA | Myself | Opponent | Executive | 2025-04-03 |
| David Berland | IDFPR | IDFPR | Proponent | Executive | 2025-05-07 |
| Emily Miller | Office of Illinois Governor JB Pritzker | Office of Illinois Governor JB Pritzker | Proponent | Executive | 2025-05-07 |
| Hannah Kreischer | IDFPR | IDFPR | Proponent | Executive | 2025-05-07 |
| John Gay | Office of Illinois Governor JB Pritzker | Office of Illinois Governor JB Pritzker | Proponent | Executive | 2025-05-07 |
| Marc Reiter | IDFPR | IDFPR | Proponent | Executive | 2025-05-07 |
| Teresa Jones | AARP IL | AARP IL | Proponent | Executive | 2025-05-21 |
| Courtney Hedderman | AARP Illinois | AARP Illinois | Proponent | Executive | 2025-05-31 |
| David Berland | IDFPR | IDFPR | Proponent | Executive | 2025-05-31 |
| Emily Miller | Office of Illinois Governor JB Pritzker | Office of Illinois Governor JB Pritzker | Proponent | Executive | 2025-05-31 |
| Hannah Kreischer | IDFPR | IDFPR | Proponent | Executive | 2025-05-31 |
| Jake Hamilton | IDFPR | IDFPR | Proponent | Executive | 2025-05-31 |
| John Gay | Office of Illinois Governor JB Pritzker | Office of Illinois Governor JB Pritzker | Proponent | Executive | 2025-05-31 |
| Marc Reiter | IDFPR | IDFPR | Proponent | Executive | 2025-05-31 |
| David Berland | IDFPR | IDFPR | Proponent | Financial Institutions & Licensing | 2025-05-30 |
| Hannah Kreischer | IDFPR | IDFPR | Proponent | Financial Institutions & Licensing | 2025-05-30 |
| Jake Hamilton | IDFPR | IDFPR | Proponent | Financial Institutions & Licensing | 2025-05-30 |
| Julia Warheit | Citizen Action Illinois | Citizen Action Illinois | Proponent | Financial Institutions & Licensing | 2025-05-30 |
| Marc Reiter | IDFPR | IDFPR | Proponent | Financial Institutions & Licensing | 2025-05-30 |
| Paul Rosenfeld | Government Navigation Group Inc. | CoinFlip | Proponent | Financial Institutions & Licensing | 2025-05-30 |
| Brinton Wilkey | Strategic Partnership Alliance | Strategic Partnership Alliance | No Position On Merits | Financial Institutions & Licensing | 2025-05-30 |
| Courtney Hedderman | AARP Illinois | AARP Illinois | No Position On Merits | Financial Institutions & Licensing | 2025-05-30 |
| Teresa Jones | AARP Illinois | AARP Illinois | No Position On Merits | Financial Institutions & Licensing | 2025-05-30 |
Roll-call votes
Total votes and outcome per event. Deciding vote = margin of 1; those voters on the winning side could have changed the outcome by flipping.
| Date | Chamber | Type | Description | Yea | Nay | Present | NV | Outcome | Margin | Deciding voters |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025-05-29 | H | Committee | Financial Institutions & Licensing | 8 | 4 | 0 | 0 | Passed | 4 | — |
| 2025-05-31 | H | Floor | Third Reading | 81 | 36 | 0 | 1 | Passed | 45 | — |
| S | Committee | Executive | 12 | 1 | 0 | 0 | Passed | 11 | — | |
| 2025-05-22 | S | Floor | Third Reading | 39 | 19 | 0 | 1 | Passed | 20 | — |
Action History
74 actions recorded. Last action: 2025-08-18 — Public Act . . . . . . . . .104-0429. Each action's meaning and outcome signal are classified automatically.
All actions (table)
| Date | Chamber | Action | Category | Signal |
|---|---|---|---|---|
| 2025-02-07 | Senate | Filed with Secretary bySen. Laura Ellman Rule 2-7(b) | Introduction & Filing | — |
| 2025-02-07 | Senate | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-02-07 | Senate | Referred toAssignments Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-03-04 | Senate | Assigned toExecutive Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2025-03-05 | Senate | Added as Co-SponsorSen. Mark L. Walker Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-07 | Senate | Added as Co-SponsorSen. Karina Villa Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-21 | Senate | Rule 2-10 Committee Deadline Established As April 4, 2025 Rule 2-10(a)(3-4) | Deadlines & Re-referrals | — |
| 2025-04-03 | Senate | Postponed -Executive Senate Rule 3-11; House Rule 22 | Committee Action | — |
| 2025-04-04 | Senate | Rule 2-10 Committee Deadline Established As April 11, 2025 Rule 2-10(a)(3-4) | Deadlines & Re-referrals | — |
| 2025-04-09 | Senate | Do PassExecutive; 012-001-000 Rule 3-11(a)(1), Rule 3-12(a) | Committee Action | Positive |
| 2025-04-09 | Senate | Placed on Calendar Order of 2nd Reading April 10, 2025 Rule 3-12(a), Rule 4-4(7) | Floor Process | Positive |
| 2025-04-10 | Senate | Second Reading Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b) | Floor Process | Positive |
| 2025-04-10 | Senate | Placed on Calendar Order of 3rd Reading April 11, 2025 Rule 4-4(8) | Floor Process | Positive |
| 2025-04-11 | Senate | Rule 2-10 Third Reading Deadline Established As May 9, 2025 Rule 2-10(a)(5-6) | Deadlines & Re-referrals | — |
| 2025-05-07 | Senate | Senate Floor Amendment No. 1 Filed with Secretary bySen. Laura Ellman | Amendment Actions | — |
| 2025-05-07 | Senate | Senate Floor Amendment No. 1 Referred toAssignments | Amendment Actions | — |
| 2025-05-07 | Senate | Senate Floor Amendment No. 1 Assignments Refers toExecutive | Amendment Actions | — |
| 2025-05-08 | Senate | Senate Floor Amendment No. 1 Recommend Do AdoptExecutive; 008-003-000 | Amendment Actions | — |
| 2025-05-09 | Senate | Rule 2-10 Third Reading Deadline Established As May 23, 2025 Rule 2-10(a)(5-6) | Deadlines & Re-referrals | — |
| 2025-05-15 | Senate | Added as Co-SponsorSen. Christopher Belt Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-15 | Senate | Added as Co-SponsorSen. Mary Edly-Allen Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-16 | Senate | Added as Co-SponsorSen. Mike Porfirio Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-16 | Senate | Senate Floor Amendment No. 2 Filed with Secretary bySen. Laura Ellman | Amendment Actions | — |
| 2025-05-16 | Senate | Senate Floor Amendment No. 2 Referred toAssignments | Amendment Actions | — |
| 2025-05-19 | Senate | Added as Co-SponsorSen. Doris Turner Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-20 | Senate | Senate Floor Amendment No. 2 Assignments Refers toExecutive | Amendment Actions | — |
| 2025-05-20 | Senate | Senate Floor Amendment No. 3 Filed with Secretary bySen. Laura Ellman | Amendment Actions | — |
| 2025-05-20 | Senate | Senate Floor Amendment No. 3 Referred toAssignments | Amendment Actions | — |
| 2025-05-21 | Senate | Senate Floor Amendment No. 3 Assignments Refers toExecutive | Amendment Actions | — |
| 2025-05-21 | Senate | Added as Co-SponsorSen. Sara Feigenholtz Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-21 | Senate | Senate Floor Amendment No. 3 Recommend Do AdoptExecutive; 009-004-000 | Amendment Actions | — |
| 2025-05-22 | Senate | Recalled to Second Reading Rule 5-4(a) | Floor Process | — |
| 2025-05-22 | Senate | Senate Floor Amendment No. 1 Adopted; Ellman | Amendment Actions | — |
| 2025-05-22 | Senate | Senate Floor Amendment No. 3 Adopted; Ellman | Amendment Actions | — |
| 2025-05-22 | Senate | Placed on Calendar Order of 3rd Reading Rule 4-4(8) | Floor Process | Positive |
| 2025-05-22 | Senate | Third Reading - Passed;039-019-000 Rule 5-1(f) | Floor Vote | Positive |
| 2025-05-22 | Senate | Senate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a) | Amendment Actions | — |
| 2025-05-22 | House | Arrived in House Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | Positive |
| 2025-05-22 | House | Chief House SponsorRep. Curtis J. Tarver, II Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | Positive |
| 2025-05-22 | House | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-05-22 | House | Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-05-22 | House | Added Alternate Co-SponsorRep. Natalie A. Manley Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-23 | Senate | Added as Co-SponsorSen. Laura M. Murphy Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-27 | Senate | Added as Co-SponsorSen. Graciela Guzmán Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-28 | House | Assigned toFinancial Institutions and Licensing Committee Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2025-05-28 | House | Motion Filed to Suspend Rule 21Financial Institutions and Licensing Committee;Rep. Bob Morgan | Other | — |
| 2025-05-28 | House | Motion to Suspend Rule 21 - Prevailed070-039-000 Senate Rule 4-4/7-4; House Rule 31/54 | Procedural | — |
| 2025-05-28 | House | Committee/Final Action Deadline Extended-9(b) May 31, 2025 Rule 2-10(d) | Deadlines & Re-referrals | Mild + |
| 2025-05-29 | House | Do Pass / Short DebateFinancial Institutions and Licensing Committee; 008-004-000 Senate Rule 3-11(a)(1); House Rule 22(a)(1), 52(b) | Committee Action | Positive |
| 2025-05-29 | House | Placed on Calendar 2nd Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52 | Floor Process | Positive |
| 2025-05-29 | House | House Floor Amendment No. 1 Filed with Clerk byRep. Curtis J. Tarver, II | Amendment Actions | — |
| 2025-05-29 | House | House Floor Amendment No. 1 Referred toRules Committee | Amendment Actions | — |
| 2025-05-29 | House | Second Reading - Short Debate Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)/52(a)(1) | Floor Process | Positive |
| 2025-05-29 | House | Held on Calendar Order of Second Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52 | Floor Process | — |
| 2025-05-30 | House | House Floor Amendment No. 1 Rules Refers toFinancial Institutions and Licensing Committee | Amendment Actions | — |
| 2025-05-30 | House | House Floor Amendment No. 1 Recommends Be AdoptedFinancial Institutions and Licensing Committee; 008-004-000 | Amendment Actions | — |
| 2025-05-31 | House | House Floor Amendment No. 1 Adopted | Amendment Actions | Positive |
| 2025-05-31 | House | Placed on Calendar Order of 3rd Reading - Short Debate Rule 4-4(8) | Floor Process | Positive |
| 2025-05-31 | House | Third Reading - Short Debate - Passed081-036-000 Senate Rule 5-1(f)/7-1/7-2; House Rule 37(f)/49/50 | Floor Vote | Positive |
| 2025-05-31 | Senate | Secretary's Desk - Concurrence House Amendment(s) 1 Senate Rule 8-1/Article VIII; House Rule 72/Article VIII | Concurrence | — |
| 2025-05-31 | Senate | Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 31, 2025 Senate Rule 8-1/Article VIII; House Rule 72/Article VIII | Concurrence | Mild + |
| 2025-05-31 | Senate | House Floor Amendment No. 1 Motion to Concur Filed with SecretarySen. Laura Ellman | Amendment Actions | — |
| 2025-05-31 | Senate | House Floor Amendment No. 1 Motion to Concur Referred toAssignments | Amendment Actions | — |
| 2025-05-31 | Senate | House Floor Amendment No. 1 Motion to Concur Assignments Referred toExecutive | Amendment Actions | — |
| 2025-05-31 | Senate | Added as Chief Co-SponsorSen. Mattie Hunter Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-31 | Senate | House Floor Amendment No. 1 Motion To Concur Recommended Do AdoptExecutive; 009-004-000 | Amendment Actions | — |
| 2025-06-01 | Senate | 3/5 Vote Required Senate Rule 7-19(a); House Rule 69 | Floor Process | — |
| 2025-06-01 | Senate | House Floor Amendment No. 1 Senate Concurs039-018-000 | Amendment Actions | Positive |
| 2025-06-01 | Senate | Senate Concurs Senate Rule 8-1/Article VIII; House Rule 72/Article VIII | Concurrence | Positive |
| 2025-06-01 | Senate | Passed Both Houses Rule 8-1, Rule 8-4 | Concurrence | Positive |
| 2025-06-30 | Senate | Sent to the Governor Senate Article IX/Rules 9-1 to 9-6; House Article IX/Rules 77-82 | Governor Action | Positive |
| 2025-08-18 | Senate | Governor Approved Senate Article IX/Rules 9-1 to 9-6; House Article IX/Rules 77-82 | Governor Action | Positive |
| 2025-08-18 | Senate | Effective Date August 18, 2025 Article IX | Enacted Into Law | Law |
| 2025-08-18 | Senate | Public Act . . . . . . . . .104-0429 Article IX | Enacted Into Law | Law |