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HB3502

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INS CD-RETAINER & NIGHT GUARD

What this bill does

Amends the Illinois Insurance Code. Provides that a group or individual policy of accident and health insurance or a managed care plan that is amended, delivered, issued, or renewed after January 1, 2026 shall provide coverage for one pair of custom-made retainers and one night guard every 2 years for each family covered by the policy. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions.

Sponsor: Barbara Hernandez Chamber: House Introduced: 2025-02-07
Stuck
P(Advance)
15.3%
Chance it ever reaches a milestone (committee, floor, etc.). Not “next step.”
P(Law)
1.8%
Chance it becomes law given where it is now (stage, momentum).
Forecast
1.9%
Low P(law) at intro — sponsor & topic only; no progress or delay.
Confidence: 85%

Calculating prediction drivers...

Pipeline Progress

Current stage: Floor Vote · Last action 547 days ago · STAGNANT

How does a bill become law in Illinois?
  1. Introduction of Bill

    A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.

  2. Committee Work — Hearings

    The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.

  3. Committee Work — Markup, Amendments, Report

    The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.

  4. Floor Debate

    The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.

  5. Passage and Consideration in Second Chamber

    If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.

  6. Gubernatorial Action

    The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.

Sponsor Context

Campaign finance

This is SBE campaign receipts to the people on this bill, not Moneyball and not earmarked to the bill.

Money is campaign receipts to matched candidate committees, not earmarked to this bill. Window 2025-01-01 – 2026-09-13.

$614,429.36 Across sponsors / voters
3 Members with trails
18 Overlapping donors

Sponsor and voter funding

Member Role Receipts Total received Top donors
Barbara Hernandez Chief sponsor 149 $182,021.82 Superior Ambulance ($9,736.00); Realtor PAC ($8,500.00); IPACE ($7,500.00)
Camille Y. Lilly Sponsor 86 $95,238.00 Health Care Council of Illinois Political Action Comm. ($10,000.00); Liuna Chicago Laborers' District Council PAC ($7,500.00); Chicago Land Operators Joint Labor-Management PAC ($6,500.00)
Nicolle Grasse Sponsor 109 $337,169.54 LIUNA Chicago Laborers' District Council PAC ($75,800.00); Carpentry Advancement Political Action Committee Fund ($73,800.00); I.P.A.C.E. ($52,500.00)

Overlapping donors

Donors who gave to more than one sponsor or voter on this bill. Still not earmarked to the bill.

Donor Members Total
Carpentry Advancement Political Action Committee Fund Camille Y. Lilly, Nicolle Grasse $76,300.00
Chicago Land Operators Joint Labor-Management PAC Camille Y. Lilly, Nicolle Grasse $14,500.00
Associated Fire Fighters of IL PAC Fund Barbara Hernandez, Nicolle Grasse $7,000.00
Teamsters Volunteers in Politics Camille Y. Lilly, Barbara Hernandez $3,000.00
Illinois State Medical Society PAC Camille Y. Lilly, Barbara Hernandez $2,500.00
PhRMA Camille Y. Lilly, Barbara Hernandez, Nicolle Grasse $2,500.00
Illinois Federation of Teachers COPE Camille Y. Lilly, Nicolle Grasse $2,500.00
Accel Entertainment Gaming, LLC Camille Y. Lilly, Nicolle Grasse $2,500.00
Friends of Nicholas Smith Barbara Hernandez, Nicolle Grasse $2,000.00
Cozen O'Connor Camille Y. Lilly, Barbara Hernandez, Nicolle Grasse $2,000.00
Associated Beer Distributors of Illinois PAC Camille Y. Lilly, Nicolle Grasse $2,000.00
CAR of Illinois Camille Y. Lilly, Nicolle Grasse $2,000.00
Illinois Association of Aggregate Producers Camille Y. Lilly, Barbara Hernandez $1,539.60
The Roosevelt Group Camille Y. Lilly, Barbara Hernandez $1,500.00
Painters District Council #14 Political Action Fund Camille Y. Lilly, Nicolle Grasse $1,500.00
Grain and Feed Legislative Barbara Hernandez, Nicolle Grasse $800.00
Dan Shomon Inc Barbara Hernandez, Nicolle Grasse $759.50
Smart TD PAC Camille Y. Lilly, Nicolle Grasse $750.00

Top donors across these members

Donor Occupation Employer Receipts Total
Carpentry Advancement Political Action Committee Fund — — 6 $76,300.00
LIUNA Chicago Laborers' District Council PAC — — 2 $75,800.00
I.P.A.C.E. — — 2 $52,500.00
SEIU HealthCare IL IN PAC — — 2 $26,400.00
SEIU IL Council PAC Fund — — 1 $20,000.00
AFSCME Illinois Council 31 PAC — — 1 $15,000.00
Chicago Land Operators Joint Labor-Management PAC — — 4 $14,500.00
Health Care Council of Illinois Political Action Comm. — — 1 $10,000.00
Superior Ambulance — — 2 $9,736.00
Realtor PAC — — 3 $8,500.00
IPACE — — 2 $7,500.00
Chicagoland Operators Joint Labor Mgmt Committee — — 2 $7,500.00
Liuna Chicago Laborers' District Council PAC — — 2 $7,500.00
Associated Fire Fighters of IL PAC Fund — — 5 $7,000.00
Pipefitters Association Local 597 — — 2 $5,500.00
Sports Betting Alliance — — 1 $5,000.00
Ameren Illinois — — 3 $5,000.00
Illinois Laborers' Legislative Committee — — 1 $5,000.00
ABDI PAC — — 2 $4,666.88
Democrats for the Illinois House — — 2 $4,578.08
ILL House Legislative Black Caucus PAC — — 1 $4,513.00
Carpentry Advancement PAC — — 3 $4,500.00
Personal PAC — — 1 $4,251.94
Women for Data Privacy — — 1 $4,000.00
LIUNA Chicago Laborers District Council PAC — — 2 $4,000.00

Witness slips

7 slips filed. Proponent / opponent / no position as filed with the committee.

Name Organization Representing Position Hearing committee Hearing date
David Schwartz Self Self Proponent Insurance 2025-03-18
Jessica Madsen self self Proponent Insurance 2025-03-18
Lindsay Wagahoff Illinois State Dental Society Illinois State Dental Society Proponent Insurance 2025-03-18
Kate Morthland Illinois Life & Health Insurance Council Illinois Life & Health Insurance Council Opponent Insurance 2025-03-20
Ed Peck BlueCross BlueShield of Illinois BlueCross BlueShield of Illinois Opponent Insurance 2025-03-18
Kate Morthland Illinois Life & Health Insurance Council Illinois Life & Health Insurance Council Opponent Insurance 2025-03-18
Lori Reimers AHIP AHIP Opponent Insurance 2025-03-18

Roll-call votes

Total votes and outcome per event. Deciding vote = margin of 1; those voters on the winning side could have changed the outcome by flipping.

Date Chamber Type Description Yea Nay Present NV Outcome Margin Deciding voters
H Committee Insurance 10 6 0 1 Passed 4 —

Action History

11 actions recorded. Last action: 2025-04-11 — Rule 19(a) / Re-referred toRules Committee. Each action's meaning and outcome signal are classified automatically.

2025-02-07 Introduction & Filing
Filed with the Clerk byRep. Barbara Hernandez House Rule 6(b)
Bill officially submitted to the House Clerk during the session.
2025-02-18 Introduction & Filing
First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38
Formal introduction — title read into the official record. Required procedural step; bill now exists in the system.
2025-02-18 Committee Assignment
Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a)
Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-03-11 Committee Assignment
Assigned toInsurance Committee Senate Rule 3-8(a); House Rule 18(b)
Sent to a substantive committee (e.g., Transportation, Revenue). This is where the bill gets a real hearing and evaluation.
2025-03-18 Committee Action Positive
Do Pass / Short DebateInsurance Committee; 010-006-000 Senate Rule 3-11(a)(1); House Rule 22(a)(1), 52(b)
Committee recommends passage and places it on the Short Debate calendar (limited floor discussion time). Strong positive signal — committee believes bill has broad support.
2025-03-19 Floor Process Positive
Placed on Calendar 2nd Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52
Bill placed on the Second Reading calendar. Positive — bill is queued for floor action.
2025-03-20 Co-Sponsorship Mild +
Added Co-SponsorRep. Nicolle Grasse Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-03-26 Floor Process Positive
Second Reading - Short Debate Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)/52(a)(1)
Bill reaches the floor amendment stage on Short Debate calendar. Major milestone — bill has passed committee and is on the floor.
2025-03-26 Floor Process
Held on Calendar Order of Second Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52
Bill was ready for Second Reading but was paused/held by the sponsor. Usually indicates the sponsor is still negotiating amendments or gathering votes. NOT a negative signal — the sponsor controls the pace.
2025-04-10 Co-Sponsorship Mild +
Added Chief Co-SponsorRep. Camille Y. Lilly Senate Rule 5-1(a); House Rule 37(a)
Chief co-sponsor added.
2025-04-11 Deadlines & Re-referrals Mild −
Rule 19(a) / Re-referred toRules Committee House Rule 19(a); Senate analog: Rule 3-9(a)
MISSED COMMITTEE DEADLINE — bill did not get a committee vote before the deadline and is re-referred to Rules/Assignments. The bill is NOT dead but faces an uphill battle to be reassigned. Most bills that hit Rule 19(a) do not advance.

All actions (table)

Date Chamber Action Category Signal
2025-02-07 House Filed with the Clerk byRep. Barbara Hernandez House Rule 6(b) Introduction & Filing —
2025-02-18 House First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 Introduction & Filing —
2025-02-18 House Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a) Committee Assignment —
2025-03-11 House Assigned toInsurance Committee Senate Rule 3-8(a); House Rule 18(b) Committee Assignment —
2025-03-18 House Do Pass / Short DebateInsurance Committee; 010-006-000 Senate Rule 3-11(a)(1); House Rule 22(a)(1), 52(b) Committee Action Positive
2025-03-19 House Placed on Calendar 2nd Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52 Floor Process Positive
2025-03-20 House Added Co-SponsorRep. Nicolle Grasse Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-03-26 House Second Reading - Short Debate Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)/52(a)(1) Floor Process Positive
2025-03-26 House Held on Calendar Order of Second Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52 Floor Process —
2025-04-10 House Added Chief Co-SponsorRep. Camille Y. Lilly Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-04-11 House Rule 19(a) / Re-referred toRules Committee House Rule 19(a); Senate analog: Rule 3-9(a) Deadlines & Re-referrals Mild −