HB3634
View on ILGACONSUMER REPORTING SERVICE
What this bill does
Amends the Consumer Installment Loan Act. Provides that the certified database provider shall indemnify the licensee against all claims and actions arising from illegal or willful or wanton acts on the part of the certified database provider. The certified database provider may charge a fee not to exceed the lesser of $1 or 0.1% of the loan principal for each loan entered into the certified database. Prohibits the database provider from charging any additional fees or charges to the licensee. Effective immediately.
Calculating prediction drivers...
Pipeline Progress
Current stage: In Committee · Last action 568 days ago · STAGNANT
How does a bill become law in Illinois?
-
Introduction of Bill
A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.
-
Committee Work — Hearings
The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.
-
Committee Work — Markup, Amendments, Report
The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.
-
Floor Debate
The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.
-
Passage and Consideration in Second Chamber
If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.
-
Gubernatorial Action
The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.
Sponsor Context
Bills sponsored by Jawaharial Williams advance 4% more often than the chamber average.
Campaign finance
This is SBE campaign receipts to the people on this bill, not Moneyball and not earmarked to the bill.
Money is campaign receipts to matched candidate committees, not earmarked to this bill. Window 2025-01-01 – 2026-09-13.
Sponsor and voter funding
| Member | Role | Receipts | Total received | Top donors |
|---|---|---|---|---|
| Jawaharial Williams | Chief sponsor | 85 | $173,013.00 | Friends Of Walter Burnett Jr. ($72,800.00); Comcast Financial Agency Corporation ($8,000.00); Chicago Land Operators Joint Labor- Management PAC ($7,500.00) |
Top donors across these members
| Donor | Occupation | Employer | Receipts | Total |
|---|---|---|---|---|
| Friends Of Walter Burnett Jr. | — | — | 1 | $72,800.00 |
| Comcast Financial Agency Corporation | — | — | 4 | $8,000.00 |
| Chicago Land Operators Joint Labor- Management PAC | — | — | 2 | $7,500.00 |
| Accel Entertainment Gaming LLC | — | — | 2 | $6,500.00 |
| McDonalds | — | — | 1 | $5,000.00 |
| Ill House Legislative Black Caucus PAC | — | — | 1 | $4,513.00 |
| Liuna Chicago Laborers' District Council PAC | — | — | 2 | $4,000.00 |
| Ameren Illinois | — | — | 1 | $3,000.00 |
| NRG Energy Inc, | — | — | 1 | $2,500.00 |
| Realtor PAC | — | — | 1 | $2,500.00 |
| Sports Betting Alliance | — | — | 1 | $2,500.00 |
| Health Care Council of Illinois Political Action Committee | — | — | 2 | $2,000.00 |
| Associated Beer Distributors of Illinois PAC | — | — | 1 | $2,000.00 |
| Illinois Trial Lawyers Association PAC | — | — | 1 | $2,000.00 |
| PhRMA | — | — | 1 | $2,000.00 |
| I.U.O.E Local 649 Politcal Action Committee | — | — | 1 | $2,000.00 |
| Ben Lazare Consulting | — | — | 2 | $1,500.00 |
| Illinois State Medical Society | — | — | 1 | $1,500.00 |
| Eli Lilly and Company | — | — | 1 | $1,500.00 |
| Illinois Action Committee For Rural Electrification | — | — | 2 | $1,000.00 |
| Zurich American Insurance company | — | — | 2 | $1,000.00 |
| McGuire Woods | — | — | 1 | $1,000.00 |
| Wine and Spirits Distributors of Illinois PAC | — | — | 1 | $1,000.00 |
| Carpentry Advancement Political Action Committee Fund | — | — | 1 | $1,000.00 |
| Illinois Association of Nurse Anesthetists | — | — | 1 | $1,000.00 |
Hearings
This bill has not been scheduled for a committee hearing.
Witness slips
7 slips filed. Proponent / opponent / no position as filed with the committee.
| Name | Organization | Representing | Position | Hearing committee | Hearing date |
|---|---|---|---|---|---|
| Elias Mossos | McGuireWoods Consulting | Block, Inc. | Proponent | Judiciary - Civil | 2025-03-20 |
| Jim Morphew | Sorling Northrup | Catalis Hold Co | Opponent | Judiciary - Civil | 2025-03-20 |
| John Barnes | Catalis | Catalis Hold Co | Opponent | Judiciary - Civil | 2025-03-20 |
| Larry Luksha | Catalis | Catalis Hold Co | Opponent | Judiciary - Civil | 2025-03-20 |
| Jim Morphew | Sorling Northrup | Catalis Hold Co | Opponent | Judiciary - Civil | 2025-03-19 |
| John Barnes | Catalis | Catalis Hold Co | Opponent | Judiciary - Civil | 2025-03-19 |
| Larry Luksha | Catalis | Catalis Hold Co | Opponent | Judiciary - Civil | 2025-03-19 |
Action History
5 actions recorded. Last action: 2025-03-21 — Rule 19(a) / Re-referred toRules Committee. Each action's meaning and outcome signal are classified automatically.
All actions (table)
| Date | Chamber | Action | Category | Signal |
|---|---|---|---|---|
| 2025-02-07 | House | Filed with the Clerk byRep. Jawaharial Williams House Rule 6(b) | Introduction & Filing | — |
| 2025-02-18 | House | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-02-18 | House | Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-03-11 | House | Assigned toJudiciary - Civil Committee Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2025-03-21 | House | Rule 19(a) / Re-referred toRules Committee House Rule 19(a); Senate analog: Rule 3-9(a) | Deadlines & Re-referrals | Mild − |