HB4283
View on ILGA1ST-GENERATION HOMEBUYER LOANS
What this bill does
Amends the Illinois Housing Development Act. Requires the Illinois Housing Development Authority (Authority) to establish and administer a First-Generation Homebuyer Down Payment Assistance Program to provide targeted assistance to eligible first-generation homebuyers throughout the State for the purchase of a single-family or non-commercial multi-family residence. Sets forth eligibility requirements. Permits the Authority to prioritize assistance to applicants purchasing homes in designated community priority areas, applicants with household income below 80%, and applicants purchasing homes in areas with low homeownership rates, high housing costs burdens, or limited access to affordable mortgage credit. Provides that assistance under the program shall be provided as a forgivable loan to be forgiven pro rata on a monthly basis over a 5-year period of continuous owner-occupancy. Sets forth the available loan amounts and provides that assistance funds may be used for down payments, closing costs, mortgage insurance, interest rate buydowns, or principal reduction. Permits the Authority to waive repayment in cases of documented financial hardship that is beyond the control of the homebuyer. Permits the Authority to adopt rules to implement and administer the program. Effective July 1, 2026.
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Current stage: In Committee · Last action 241 days ago · STAGNANT
How does a bill become law in Illinois?
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Introduction of Bill
A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.
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Committee Work — Hearings
The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.
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Committee Work — Markup, Amendments, Report
The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.
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Floor Debate
The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.
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Passage and Consideration in Second Chamber
If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.
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Gubernatorial Action
The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.
Sponsor Context
Bills sponsored by Michael Crawford advance 8% more often than the chamber average.
Campaign finance
This is SBE campaign receipts to the people on this bill, not Moneyball and not earmarked to the bill.
Money is campaign receipts to matched candidate committees, not earmarked to this bill. Window 2025-01-01 – 2026-09-13.
Sponsor and voter funding
| Member | Role | Receipts | Total received | Top donors |
|---|---|---|---|---|
| Michael Crawford | Chief sponsor | 132 | $105,245.76 | IPACE ($10,000.00); SEIU Healthcare IL IN PAC ($9,000.00); Chicago Land Operators Joint Labor Management PAC ($7,500.00) |
| Lisa Davis | Sponsor | 112 | $97,135.00 | Chicago Land Operators Joint Labor Management PAC ($11,000.00); SEIU Healthcare IL IN PAC ($9,000.00); West Suburban Teacher Union, Local 571 ($5,550.00) |
| Kimberly Du Buclet | Sponsor | 0 | $0.00 | — |
| La Shawn K. Ford | Sponsor | 37 | $60,772.19 | Impact networking ($15,000.00); Sports Betting Alliances ($5,000.00); IHBA ($4,740.00) |
| Yolonda Morris | Sponsor | 92 | $106,625.63 | SEIU HCII ($17,000.00); Chicagoland Operators Joint Labor-Management Pac ($12,500.00); SEIU IL Council PAC ($10,279.00) |
Overlapping donors
Donors who gave to more than one sponsor or voter on this bill. Still not earmarked to the bill.
| Donor | Members | Total |
|---|---|---|
| Chicago Land Operators Joint Labor Management PAC | Michael Crawford, Lisa Davis | $18,500.00 |
| SEIU Healthcare IL IN PAC | Michael Crawford, Lisa Davis | $18,000.00 |
| Illinois Federation of Teachers COPE | Yolonda Morris, Michael Crawford, Lisa Davis | $7,500.00 |
| Sports Betting Alliance | Yolonda Morris, Michael Crawford, Lisa Davis | $7,500.00 |
| Ameren Illinois | Michael Crawford, Lisa Davis | $6,000.00 |
| Illinois Trial Lawyers PAC | Michael Crawford, Lisa Davis | $5,000.00 |
| Accel Entertainment Gaming, LLC | Michael Crawford, Lisa Davis | $5,000.00 |
| IHA PAC | Yolonda Morris, Michael Crawford, Lisa Davis | $5,000.00 |
| Google Client Services LLC | Michael Crawford, Lisa Davis | $4,500.00 |
| Democrats for the Illinois House | Yolonda Morris, Michael Crawford | $3,916.69 |
| Mohammad Hammad | Michael Crawford, Lisa Davis | $3,500.00 |
| Cozen O'Connor | Yolonda Morris, Michael Crawford, Lisa Davis | $3,250.00 |
| Friends of Nicholas Smith | Yolonda Morris, Michael Crawford, Lisa Davis | $3,000.00 |
| Illinois CRNA PAC | Yolonda Morris, Lisa Davis | $3,000.00 |
| Amtrak | Michael Crawford, Lisa Davis | $2,081.00 |
| Cornerstone Government Affairs | Michael Crawford, Lisa Davis | $2,000.00 |
| Chicago Fire Fighters Union Local 2 | Michael Crawford, Lisa Davis | $2,000.00 |
| Cook County College Teachers Union - COPE | Michael Crawford, Lisa Davis | $2,000.00 |
| SEIU Local 73 B-PAC Account | Michael Crawford, Lisa Davis | $2,000.00 |
| Teamsters Volunteers in Politics | Michael Crawford, Lisa Davis | $2,000.00 |
| ChemPAC | Michael Crawford, Lisa Davis | $2,000.00 |
| Milan Petrovic | Michael Crawford, Lisa Davis | $1,750.00 |
| Phrma | Yolonda Morris, Lisa Davis | $1,500.00 |
| Levon Stone | Yolonda Morris, Michael Crawford, Lisa Davis | $1,150.00 |
| Painters District Council #14 | Michael Crawford, Lisa Davis | $1,000.00 |
Top donors across these members
| Donor | Occupation | Employer | Receipts | Total |
|---|---|---|---|---|
| Chicago Land Operators Joint Labor Management PAC | — | — | 5 | $18,500.00 |
| SEIU Healthcare IL IN PAC | — | — | 4 | $18,000.00 |
| SEIU HCII | — | — | 3 | $17,000.00 |
| Impact networking | — | — | 1 | $15,000.00 |
| Chicagoland Operators Joint Labor-Management Pac | — | — | 4 | $12,500.00 |
| SEIU IL Council PAC | — | — | 2 | $10,279.00 |
| IPACE | — | — | 1 | $10,000.00 |
| Illinois Federation of Teachers COPE | — | — | 9 | $7,500.00 |
| Sports Betting Alliance | — | — | 3 | $7,500.00 |
| Michael Crawford | College Administrator | The Chicago School | 4 | $6,768.00 |
| Ameren Illinois | — | — | 4 | $6,000.00 |
| West Suburban Teacher Union, Local 571 | — | — | 3 | $5,550.00 |
| Illinois Trial Lawyers PAC | — | — | 6 | $5,000.00 |
| Accel Entertainment Gaming, LLC | — | — | 5 | $5,000.00 |
| IHA PAC | — | — | 4 | $5,000.00 |
| Sports Betting Alliances | — | — | 1 | $5,000.00 |
| IHBA | — | — | 5 | $4,740.00 |
| Abbvie PAC | — | — | 3 | $4,500.00 |
| Google Client Services LLC | — | — | 2 | $4,500.00 |
| West Suburban Teachers Union Local 571 COPE Fund | — | — | 1 | $4,500.00 |
| Superior Air-Ground Ambulance Service | — | — | 1 | $4,277.24 |
| Democrats for the Illinois House | — | — | 22 | $3,916.69 |
| IL House Legistative Black Caucus Pac | — | — | 1 | $3,763.00 |
| Mohammad Hammad | Self Employed | MS Global | 2 | $3,500.00 |
| Abbvie Inc PAC | — | — | 2 | $3,500.00 |
Hearings
This bill has not been scheduled for a committee hearing.
Witness slips
5 slips filed. Proponent / opponent / no position as filed with the committee.
| Name | Organization | Representing | Position | Hearing committee | Hearing date |
|---|---|---|---|---|---|
| Bob Palmer | Housing Action Illinois | Housing Action Illinois | Proponent | Housing | 2026-02-18 |
| David Eldridge | David P. Eldridge | Illinois State Bar Association | Proponent | Housing | 2026-02-18 |
| David Schwartz | Self | Self | Proponent | Housing | 2026-02-18 |
| Jocelyn | Self | Proponent | Housing | 2026-02-18 | |
| Lindsey Anderson | n/a | Self | Proponent | Housing | 2026-02-18 |
Action History
8 actions recorded. Last action: 2026-02-11 — Assigned toHousing Committee. Each action's meaning and outcome signal are classified automatically.
All actions (table)
| Date | Chamber | Action | Category | Signal |
|---|---|---|---|---|
| 2026-01-05 | House | Filed with the Clerk byRep. Michael Crawford House Rule 6(b) | Introduction & Filing | — |
| 2026-01-14 | House | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2026-01-14 | House | Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2026-01-15 | House | Added Chief Co-SponsorRep. Lisa Davis Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2026-01-21 | House | Added Chief Co-SponsorRep. Kimberly Du Buclet Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2026-01-21 | House | Added Chief Co-SponsorRep. La Shawn K. Ford Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2026-01-21 | House | Added Chief Co-SponsorRep. Yolonda Morris Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2026-02-11 | House | Assigned toHousing Committee Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |