HB4464
View on ILGAINS-DENTAL COVERAGE REIMBURSE
What this bill does
Amends the Illinois Insurance Code. Prohibits an insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance on or after the effective date of the amendatory Act from requiring a dental care provider to only accept payment from a credit card or electronic funds transfer, in addition to the existing prohibition on incurred fees to access and obtain payment or reimbursement for services provided. Provides that any insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance may initiate or change payment methodology to a dental care provider using electronic funds transfer payments, including virtual credit card payments, if the specified conditions are met. Sets forth provisions concerning claim payment methodologies and fees for transmitting payments. Provides that the specified dental coverage reimbursement provisions shall not be waived by contract. Effective January 1, 2027.
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Current stage: Floor Vote · Last action 234 days ago · STAGNANT
How does a bill become law in Illinois?
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Introduction of Bill
A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.
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Committee Work — Hearings
The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.
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Committee Work — Markup, Amendments, Report
The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.
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Floor Debate
The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.
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Passage and Consideration in Second Chamber
If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.
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Gubernatorial Action
The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.
Sponsor Context
Bills sponsored by Jennifer Gong-Gershowitz advance 10% more often than the chamber average.
Campaign finance
This is SBE campaign receipts to the people on this bill, not Moneyball and not earmarked to the bill.
Money is campaign receipts to matched candidate committees, not earmarked to this bill. Window 2025-01-01 – 2026-09-13.
Sponsor and voter funding
| Member | Role | Receipts | Total received | Top donors |
|---|---|---|---|---|
| Jennifer Gong-Gershowitz | Chief sponsor | 127 | $206,174.77 | Chicago Land Operators Joint Labor-Management PAC ($9,500.00); Illinois Laborers' Legislative Committee ($8,000.00); I.P.A.C.E. ($7,500.00) |
Top donors across these members
| Donor | Occupation | Employer | Receipts | Total |
|---|---|---|---|---|
| Chicago Land Operators Joint Labor-Management PAC | — | — | 4 | $9,500.00 |
| Illinois Laborers' Legislative Committee | — | — | 2 | $8,000.00 |
| Realtor Political Action Committee | — | — | 3 | $7,500.00 |
| I.P.A.C.E. | — | — | 2 | $7,500.00 |
| Michael Sacks | CEO | GCM Grosvenor | 1 | $7,300.00 |
| Peter Lofgren | Technical Staff | Anthropic | 1 | $7,300.00 |
| Benjamin West | CTO | Trajectory Labs, PBC | 1 | $7,300.00 |
| Tao Lin | Technical Staff | Anthropic | 1 | $7,300.00 |
| Todor Markov | Technical Staff | Anthropic | 1 | $7,300.00 |
| William Saunders | AI Researcher | Anthropic | 1 | $7,300.00 |
| Lauren Foster | Not Employed | Not Employed | 1 | $7,300.00 |
| Matthew Fisher | Research Scientist | Adobe | 1 | $7,300.00 |
| Andrew Callahan | Technical Staff | Anthropic | 1 | $7,300.00 |
| Evan Hubinger | Research Scientist | Anthropic | 1 | $7,300.00 |
| Wells Fargo | — | — | 20 | $5,083.18 |
| Community BancPac | — | — | 3 | $5,000.00 |
| Illinois Trial Lawyers Association Political Action Committee | — | — | 1 | $5,000.00 |
| Amazon.com Services LLC | — | — | 2 | $4,000.00 |
| Dent-IL-PAC | — | — | 2 | $3,500.00 |
| Timothy Maxwell | Sotfware Engineer | Anthropic | 1 | $3,100.00 |
| Illinois State Medical Society Political Action Committee | — | — | 2 | $3,000.00 |
| LIUNA Chicago Laborers' District Council Political Action Committee | — | — | 1 | $3,000.00 |
| IMHA - PAC | — | — | 1 | $3,000.00 |
| Patrick Salvi | Attorney | Salvi Schostok & Pritchard P.C. | 1 | $2,500.00 |
| Keith Hebeisen | Attorney | Clifford Law Offices | 1 | $2,500.00 |
Witness slips
9 slips filed. Proponent / opponent / no position as filed with the committee.
| Name | Organization | Representing | Position | Hearing committee | Hearing date |
|---|---|---|---|---|---|
| David Schwartz | Self | Self | Proponent | Insurance | 2026-02-17 |
| Eric Larson | Illinois State Dental Society | Illinois State Dental Society | Proponent | Insurance | 2026-02-17 |
| James M. Morphew | Sorling Northrup | Illinois State Dental Society | Proponent | Insurance | 2026-02-17 |
| Joseph J. Schwietz | CSC | Illinois Dental Hygienists Association | Proponent | Insurance | 2026-02-17 |
| Kristen Bauer | KBauer Consulting, Inc. | Illinois State Dental Society | Proponent | Insurance | 2026-02-17 |
| Lindsay Wagahoff | Illinois State Dental Society | Illinois State Dental Society | Proponent | Insurance | 2026-02-17 |
| lynn chapman | LMC & associates, Inc | ISDS | Proponent | Insurance | 2026-02-17 |
| Matthew Slade | N/A | Self | Proponent | Insurance | 2026-02-17 |
| Susanne Hack | Susanne Hack & Associates | IL State Dental Society | Proponent | Insurance | 2026-02-17 |
Roll-call votes
Total votes and outcome per event. Deciding vote = margin of 1; those voters on the winning side could have changed the outcome by flipping.
| Date | Chamber | Type | Description | Yea | Nay | Present | NV | Outcome | Margin | Deciding voters |
|---|---|---|---|---|---|---|---|---|---|---|
| H | Committee | Insurance | 16 | 0 | 0 | 1 | Passed | 16 | — |
Action History
6 actions recorded. Last action: 2026-02-18 — Placed on Calendar 2nd Reading - Short Debate. Each action's meaning and outcome signal are classified automatically.
All actions (table)
| Date | Chamber | Action | Category | Signal |
|---|---|---|---|---|
| 2026-01-15 | House | Filed with the Clerk byRep. Jennifer Gong-Gershowitz House Rule 6(b) | Introduction & Filing | — |
| 2026-01-20 | House | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2026-01-20 | House | Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2026-02-11 | House | Assigned toInsurance Committee Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2026-02-17 | House | Do Pass / Short DebateInsurance Committee; 016-000-000 Senate Rule 3-11(a)(1); House Rule 22(a)(1), 52(b) | Committee Action | Positive |
| 2026-02-18 | House | Placed on Calendar 2nd Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52 | Floor Process | Positive |