← Intelligence Overview · Follow the money · Raw Data Tables

HB5536

View on ILGA

PERSONAL INSURANCE CLAIMS INFO

What this bill does

Amends the Use of Credit Information in Personal Insurance Act. Changes the short title to the Use of Credit and Claims Information in Personal Insurance Act. Defines "claims information" as any written, oral, or other form of communication that enables an insurance company to access information associated with claims made by a consumer. Provides that an insurer authorized to conduct business in the State that uses claims information to underwrite or rate risks shall not consider claims by a consumer resulting from negligent or intentional action by a third party or claims made by a consumer that were determined not to be covered by the consumer's policy when underwriting or rating personal insurance. Specifies that provisions concerning claims information do not prohibit consideration by the insurer, when underwriting or rating personal insurance, of claims information concerning any claim made by a consumer that resulted in a nonpayment of the claim due to the consumer's fraudulent activity.

Sponsor: Ryan Spain Chamber: House Introduced: 2026-02-06
Stuck
P(Advance)
8.2%
Chance it ever reaches a milestone (committee, floor, etc.). Not “next step.”
P(Law)
0.0%
Chance it becomes law given where it is now (stage, momentum).
Confidence: 92%

Calculating prediction drivers...

Pipeline Progress

Current stage: In Committee · Last action 239 days ago · STAGNANT

How does a bill become law in Illinois?
  1. Introduction of Bill

    A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.

  2. Committee Work — Hearings

    The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.

  3. Committee Work — Markup, Amendments, Report

    The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.

  4. Floor Debate

    The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.

  5. Passage and Consideration in Second Chamber

    If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.

  6. Gubernatorial Action

    The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.

Sponsor Context

Campaign finance

This is SBE campaign receipts to the people on this bill, not Moneyball and not earmarked to the bill.

Money is campaign receipts to matched candidate committees, not earmarked to this bill. Window 2025-01-01 – 2026-09-13.

$694,329.99 Across sponsors / voters
1 Members with trails
0 Overlapping donors

Sponsor and voter funding

Member Role Receipts Total received Top donors
Ryan Spain Chief sponsor 480 $694,329.99 Main Street Leadership PAC ($72,800.00); Associated Beer Distributors of Illinois Political Action Committee ($25,000.00); CUPAC-Credit Union Political Action Council ($23,000.00)

Top donors across these members

Donor Occupation Employer Receipts Total
Main Street Leadership PAC — — 2 $72,800.00
Associated Beer Distributors of Illinois Political Action Committee — — 2 $25,000.00
CUPAC-Credit Union Political Action Council — — 4 $23,000.00
Realtor Political Action Committee — — 6 $20,000.00
Illinois Laborers' Legislative Committee — — 3 $20,000.00
Marquis Energy LLC — — 2 $20,000.00
Downstate Operators Joint Labor-Management PAC — — 2 $15,000.00
Coulter Consulting Company, LLC — — 5 $10,850.00
John Bearce Motorsports — — 3 $10,750.00
IHA Political Action Committee — — 2 $10,000.00
Save Our Local Businesses PAC — — 1 $10,000.00
Ameren Illinois — — 3 $10,000.00
Caterpillar Inc Political Action Committee — — 2 $10,000.00
Midwest Gaming & Entertainment, LLC — — 1 $10,000.00
Martha Bach Co-Owner Connor Co 8 $8,246.12
CAR of Illinois — — 5 $8,000.00
J & J Ventures Gaming LLC — — 3 $8,000.00
McDonald's — — 2 $7,000.00
DoorDash Inc. — — 2 $7,000.00
ABDI-PAC — — 1 $6,307.97
Illinois Action Committee for Rural Electrification — — 5 $6,250.00
AGC of Illinois PAC — — 2 $6,000.00
Comcast Financial Agency Corporation — — 2 $6,000.00
Big I Illinois PAC — — 2 $6,000.00
Health Care Council of Illinois PAC — — 2 $5,350.00

Hearings

This bill has not been scheduled for a committee hearing.

Action History

3 actions recorded. Last action: 2026-02-13 — Referred toRules Committee. Each action's meaning and outcome signal are classified automatically.

2026-02-06 Introduction & Filing
Filed with the Clerk byRep. Ryan Spain House Rule 6(b)
Bill officially submitted to the House Clerk during the session.
2026-02-13 Introduction & Filing
First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38
Formal introduction — title read into the official record. Required procedural step; bill now exists in the system.
2026-02-13 Committee Assignment
Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a)
Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.

All actions (table)

Date Chamber Action Category Signal
2026-02-06 House Filed with the Clerk byRep. Ryan Spain House Rule 6(b) Introduction & Filing —
2026-02-13 House First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 Introduction & Filing —
2026-02-13 House Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a) Committee Assignment —