SB1551
View on ILGAAGING-FINANCIAL EXPLOITATION
What this bill does
Amends the Adult Protective Services Act. Expands the list of mandated reporters under the Act to include a broker-dealer and any qualified individual who serves in a supervisory, compliance, or legal capacity for a broker-dealer or investment advisor. Permits a broker-dealer or investment advisor to delay a disbursement from an account of an eligible adult or an account on which an eligible adult is a beneficiary in cases of suspected financial exploitation. Sets forth certain actions a broker-dealer or investment advisor must take, including notifying the Department on Aging, of the requested disbursement and suspected financial exploitation. Contains provisions setting forth conditions upon which a delay of a disbursement shall expire; immunity for delaying disbursements; and financial records access. Makes conforming changes throughout the Act. Expands the definition of "financial exploitation" to include (1) the wrongful or unauthorized taking, withholding, appropriation, or use of money, assets, or property of an eligible adult; or (2) any act or omission taken by a person, including through the use of a power of attorney, guardianship, or conservatorship of an eligible adult, to: (A) obtain control over the eligible adult's money, assets, or property; or (B) convert money, assets, or property of the eligible adult to deprive such eligible adult of the ownership, use, benefit, or possession of his or her money, assets, or property.
Stuck
P(Advance)
Chance it ever
reaches a milestone (committee, floor, etc.). Not “next step.”
P(Law)
Chance it becomes
law given where it is now (stage, momentum).
Forecast
Low
P(law) at intro —
sponsor & topic only; no progress or delay.
Confidence: 74%
Calculating prediction drivers...
Pipeline Progress
Current stage: In Committee · Last action 335 days ago · STAGNANT
How does a bill become law in Illinois?
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Introduction of Bill
A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.
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Committee Work — Hearings
The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.
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Committee Work — Markup, Amendments, Report
The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.
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Floor Debate
The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.
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Passage and Consideration in Second Chamber
If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.
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Gubernatorial Action
The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.
Sponsor Context
Steve Stadelman
Low Influence (#113)
Bills sponsored by Steve Stadelman advance 5% more often than the chamber average.
Public Engagement
45 witness slips filed
38 proponents / 7 opponents
21 organizations
Hearings
This bill has not been scheduled for a committee hearing.
Witness slips
45 slips filed. Proponent / opponent / no position as filed with the committee.
| Name | Organization | Representing | Position | Hearing committee | Hearing date |
|---|---|---|---|---|---|
| Chet Taylor | Illinois Secretary of State | Illinois Secretary of State | Proponent | Judiciary - Civil | 2025-05-08 |
| David Eldridge | David P. Eldridge | Illinois State Bar Association | Proponent | Judiciary - Civil | 2025-05-08 |
| Martin Green | ILLINOIS CPA SOCIETY | Proponent | Judiciary - Civil | 2025-05-08 | |
| Bresha Brewer | IL Department on Aging | IL Department on Aging | Proponent | Judiciary - Civil | 2025-05-07 |
| Chet Taylor | Illinois Secretary of State | Illinois Secretary of State | Proponent | Judiciary - Civil | 2025-05-07 |
| David Eldridge | David P. Eldridge | Illinois State Bar Association | Proponent | Judiciary - Civil | 2025-05-07 |
| Marilou Gervacio | Catholic Conference of Illinois | Catholic Conference of Illinois | Proponent | Judiciary - Civil | 2025-05-07 |
| Martin Green | Illinois CPA Society | Illinois CPA Society | Proponent | Judiciary - Civil | 2025-05-07 |
| Maureen Mulhall | Maureen Mulhall | Illinois Area Agencies on Aging | Proponent | Judiciary - Civil | 2025-05-07 |
| Bresha Brewer | IL Department on Aging | IL Department on Aging | Proponent | Judiciary - Civil | 2025-04-30 |
| Chet Taylor | Illinois Secretary of State | Proponent | Judiciary - Civil | 2025-04-30 | |
| David Eldridge | David P. Eldridge | Illinois State Bar Association | Proponent | Judiciary - Civil | 2025-04-30 |
| Diane Slezak | AgeOptions | AgeOptions | Proponent | Judiciary - Civil | 2025-04-30 |
| Gail S Eisenberg | New Trier Township | self | Proponent | Judiciary - Civil | 2025-04-30 |
| Marilou Gervacio | Catholic Conference of Illinois | Catholic Conference of Illinois | Proponent | Judiciary - Civil | 2025-04-30 |
| Martin Green Martin Green | ILLINOIS CPA SOCIETY | ILLINOIS CPA SOCIETY | Proponent | Judiciary - Civil | 2025-04-30 |
| Maureen Mulhall | Maureen Mulhall | Illinois Area Agencies on Aging | Proponent | Judiciary - Civil | 2025-04-30 |
| Sally Fischell | Thrive Community Services | Proponent | Judiciary - Civil | 2025-04-30 | |
| Bresha Brewer | IL Department on Aging | Department on Aging | Proponent | Judiciary - Civil | 2025-04-23 |
| chet taylor | Illinois Secretary of State | Illinois Secretary of State | Proponent | Judiciary - Civil | 2025-04-23 |
| David Eldridge | David P. Eldridge | Illinois State Bar Association | Proponent | Judiciary - Civil | 2025-04-23 |
| David Schwartz | Self | Self | Proponent | Judiciary - Civil | 2025-04-23 |
| Diane Slezak | AgeOptions | AgeOptions | Proponent | Judiciary - Civil | 2025-04-23 |
| Marilou Gervacio | Catholic Conference of Illinois | Catholic Conference of Illinois | Proponent | Judiciary - Civil | 2025-04-23 |
| Marla Fronczak | AgeGuide Northeastern Illinois | AgeGuide Northeastern Illinois | Proponent | Judiciary - Civil | 2025-04-23 |
| Maureen Mulhall | Maureen Mulhall | Illinois Area Agencies on Aging | Proponent | Judiciary - Civil | 2025-04-23 |
| Roberta L Vojas | Department of Aging | Department of Aging | Proponent | Judiciary - Civil | 2025-04-23 |
| Chet Taylor | Illinois Secretary of State | Illinois Secretary of State | Proponent | Judiciary | 2025-03-19 |
| David Eldridge | David P. Eldridge | Illinois State Bar Association | Proponent | Judiciary | 2025-03-19 |
| David Schwartz | Self | Self | Proponent | Judiciary | 2025-03-19 |
| Kristen Hutchens | North American Securities Administrators Association | North American Securities Administrators Association | Proponent | Judiciary | 2025-03-19 |
| Melissa Johnson | Generation Law | National Academy of Elder Law Attorneys - Illinois Chapter | Proponent | Judiciary | 2025-03-19 |
| Robert Gilligan | Catholic Conference of Illinois | Catholic Conference of Illinois | Proponent | Judiciary | 2025-03-19 |
| David Schwartz | Self | Self | Proponent | Judiciary | 2025-02-19 |
| Matthew Slade | Myself | Myself | Proponent | Judiciary | 2025-02-19 |
| Aimee Smith | Illinois Bankers Association | Illinois Bankers Association | Opponent | Judiciary - Civil | 2025-05-08 |
| Aimee Smith | Illinois Bankers Association | Illinois Bankers Association | Opponent | Judiciary - Civil | 2025-05-07 |
| Megan Peck | Community Bankers Association of IL | Community Bankers Association of IL | Opponent | Judiciary - Civil | 2025-04-30 |
| Aimee Smith | Illlinois Bankers | Illinois Bankers | Opponent | Judiciary | 2025-03-19 |
| Ben Jackson | Illinois Bankers Association | Illinois Bankers Association | Opponent | Judiciary | 2025-03-05 |
| Brian Pastore | Dept on Aging | Department of Aging | Proponent | Judiciary | 2025-04-09 |
| chet taylor | Illinois Secretary of State | Illinois Secretary of State | Proponent | Judiciary | 2025-04-09 |
| Lori Hendren | AARP IL | AARP IL | Proponent | Judiciary | 2025-04-09 |
| Ben Jackson | Illinois Bankers Association | Illinois Bankers Association | Opponent | Judiciary | 2025-04-09 |
| Michael Kasper | Kasper & Nottage, P.C. | Securities Industry & Financial Markets Association | Opponent | Judiciary | 2025-04-09 |
Roll-call votes
Total votes and outcome per event. Deciding vote = margin of 1; those voters on the winning side could have changed the outcome by flipping.
| Date | Chamber | Type | Description | Yea | Nay | Present | NV | Outcome | Margin | Deciding voters |
|---|---|---|---|---|---|---|---|---|---|---|
| S | Committee | Judiciary | 9 | 0 | 0 | 0 | Passed | 9 | — | |
| S | Floor | Third Reading | 38 | 17 | 1 | 3 | Passed | 21 | — |
Action History
30 actions recorded. Last action: 2025-05-09 — Rule 19(a) / Re-referred toRules Committee. Each action's meaning and outcome signal are classified automatically.
2025-02-04
Introduction & Filing
Filed with Secretary bySen. Steve Stadelman Rule 2-7(b)
Bill officially submitted to the Senate Secretary during the session.
2025-02-04
Introduction & Filing
First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38
Formal introduction — title read into the official record. Required procedural step; bill now exists in the system.
2025-02-04
Committee Assignment
Referred toAssignments Senate Rule 3-8(a); House Rule 18(a)
Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-02-11
Committee Assignment
Assigned toJudiciary Senate Rule 3-8(a); House Rule 18(b)
Sent to a substantive committee (e.g., Transportation, Revenue). This is where the bill gets a real hearing and evaluation.
2025-02-20
Committee Action
Postponed -Judiciary Senate Rule 3-11; House Rule 22
Committee hearing postponed. Routine procedural action — does NOT mean the bill is dead. Sponsor may be gathering votes or negotiating amendments.
2025-02-20
Amendment Actions
Senate Committee Amendment No. 1 Filed with Secretary bySen. Steve Stadelman
[Amendment] Bill officially submitted to the Senate Secretary during the session.
2025-02-20
Amendment Actions
Senate Committee Amendment No. 1 Referred toAssignments
[Amendment] Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-02-25
Amendment Actions
Senate Committee Amendment No. 1 Assignments Refers toJudiciary
[Amendment] Senate Assignments Committee forwards the bill to a substantive committee.
2025-03-06
Committee Action
Postponed -Judiciary Senate Rule 3-11; House Rule 22
Committee hearing postponed. Routine procedural action — does NOT mean the bill is dead. Sponsor may be gathering votes or negotiating amendments.
2025-03-19
Amendment Actions
Positive
Senate Committee Amendment No. 1 Adopted
[Amendment] Bill or resolution adopted by the chamber.
2025-03-19
Committee Action
Positive
Do Pass as AmendedJudiciary; 009-000-000 Rule 3-11(a)(1), Rule 3-12(a)
Committee recommends passage. The most important positive gate — majority of bills never get here.
2025-03-19
Floor Process
Positive
Placed on Calendar Order of 2nd Reading March 20, 2025 Rule 3-12(a), Rule 4-4(7)
Bill placed on the order of Second Reading.
2025-04-04
Amendment Actions
Senate Floor Amendment No. 2 Filed with Secretary bySen. Steve Stadelman
[Amendment] Bill officially submitted to the Senate Secretary during the session.
2025-04-04
Amendment Actions
Senate Floor Amendment No. 2 Referred toAssignments
[Amendment] Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-04-08
Amendment Actions
Senate Floor Amendment No. 2 Assignments Refers toJudiciary
[Amendment] Senate Assignments Committee forwards the bill to a substantive committee.
2025-04-08
Floor Process
Positive
Second Reading Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)
Bill reaches the floor amendment stage. Floor amendments can be offered here.
2025-04-08
Floor Process
Positive
Placed on Calendar Order of 3rd Reading April 9, 2025 Rule 4-4(8)
Bill placed on the Third Reading calendar — queued for final vote.
2025-04-09
Amendment Actions
Senate Floor Amendment No. 2 Recommend Do AdoptJudiciary; 005-003-000
[Amendment] Amendment sub-action.
2025-04-10
Co-Sponsorship
Mild +
Added as Chief Co-SponsorSen. Mike Simmons Senate Rule 5-1(a); House Rule 37(a)
A legislator takes on the chief co-sponsor role, a stronger commitment than regular co-sponsorship.
2025-04-10
Floor Process
Recalled to Second Reading Rule 5-4(a)
Bill pulled back from Third Reading to Second Reading, usually to adopt a floor amendment. Common and not negative — sponsors often recall bills to incorporate negotiated changes.
2025-04-10
Amendment Actions
Senate Floor Amendment No. 2 Adopted; Stadelman
[Amendment] Amendment sub-action.
2025-04-10
Floor Process
Positive
Placed on Calendar Order of 3rd Reading Rule 4-4(8)
Bill placed on the Third Reading calendar — queued for final vote.
2025-04-10
Floor Vote
Positive
Third Reading - Passed;038-017-001 Rule 5-1(f)
Bill PASSED a floor vote on Third Reading. Major milestone — bill has cleared one chamber.
2025-04-10
Co-Sponsorship
Mild +
Added as Chief Co-SponsorSen. Lakesia Collins Senate Rule 5-1(a); House Rule 37(a)
A legislator takes on the chief co-sponsor role, a stronger commitment than regular co-sponsorship.
2025-04-10
Cross-Chamber
Positive
Arrived in House Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12)
Senate bill arrives in the House after passing the Senate.
2025-04-10
Cross-Chamber
Positive
Chief House SponsorRep. Dave Vella Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12)
House sponsor assigned for a Senate bill — bill is being actively managed in the second chamber.
2025-04-11
Introduction & Filing
First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38
Formal introduction — title read into the official record. Required procedural step; bill now exists in the system.
2025-04-11
Committee Assignment
Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a)
Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-04-17
Committee Assignment
Assigned toJudiciary - Civil Committee Senate Rule 3-8(a); House Rule 18(b)
Sent to a substantive committee (e.g., Transportation, Revenue). This is where the bill gets a real hearing and evaluation.
2025-05-09
Deadlines & Re-referrals
Mild −
Rule 19(a) / Re-referred toRules Committee House Rule 19(a); Senate analog: Rule 3-9(a)
MISSED COMMITTEE DEADLINE — bill did not get a committee vote before the deadline and is re-referred to Rules/Assignments. The bill is NOT dead but faces an uphill battle to be reassigned. Most bills that hit Rule 19(a) do not advance.
All actions (table)
| Date | Chamber | Action | Category | Signal |
|---|---|---|---|---|
| 2025-02-04 | Senate | Filed with Secretary bySen. Steve Stadelman Rule 2-7(b) | Introduction & Filing | — |
| 2025-02-04 | Senate | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-02-04 | Senate | Referred toAssignments Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-02-11 | Senate | Assigned toJudiciary Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2025-02-20 | Senate | Postponed -Judiciary Senate Rule 3-11; House Rule 22 | Committee Action | — |
| 2025-02-20 | Senate | Senate Committee Amendment No. 1 Filed with Secretary bySen. Steve Stadelman | Amendment Actions | — |
| 2025-02-20 | Senate | Senate Committee Amendment No. 1 Referred toAssignments | Amendment Actions | — |
| 2025-02-25 | Senate | Senate Committee Amendment No. 1 Assignments Refers toJudiciary | Amendment Actions | — |
| 2025-03-06 | Senate | Postponed -Judiciary Senate Rule 3-11; House Rule 22 | Committee Action | — |
| 2025-03-19 | Senate | Senate Committee Amendment No. 1 Adopted | Amendment Actions | Positive |
| 2025-03-19 | Senate | Do Pass as AmendedJudiciary; 009-000-000 Rule 3-11(a)(1), Rule 3-12(a) | Committee Action | Positive |
| 2025-03-19 | Senate | Placed on Calendar Order of 2nd Reading March 20, 2025 Rule 3-12(a), Rule 4-4(7) | Floor Process | Positive |
| 2025-04-04 | Senate | Senate Floor Amendment No. 2 Filed with Secretary bySen. Steve Stadelman | Amendment Actions | — |
| 2025-04-04 | Senate | Senate Floor Amendment No. 2 Referred toAssignments | Amendment Actions | — |
| 2025-04-08 | Senate | Senate Floor Amendment No. 2 Assignments Refers toJudiciary | Amendment Actions | — |
| 2025-04-08 | Senate | Second Reading Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b) | Floor Process | Positive |
| 2025-04-08 | Senate | Placed on Calendar Order of 3rd Reading April 9, 2025 Rule 4-4(8) | Floor Process | Positive |
| 2025-04-09 | Senate | Senate Floor Amendment No. 2 Recommend Do AdoptJudiciary; 005-003-000 | Amendment Actions | — |
| 2025-04-10 | Senate | Added as Chief Co-SponsorSen. Mike Simmons Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-10 | Senate | Recalled to Second Reading Rule 5-4(a) | Floor Process | — |
| 2025-04-10 | Senate | Senate Floor Amendment No. 2 Adopted; Stadelman | Amendment Actions | — |
| 2025-04-10 | Senate | Placed on Calendar Order of 3rd Reading Rule 4-4(8) | Floor Process | Positive |
| 2025-04-10 | Senate | Third Reading - Passed;038-017-001 Rule 5-1(f) | Floor Vote | Positive |
| 2025-04-10 | Senate | Added as Chief Co-SponsorSen. Lakesia Collins Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-10 | House | Arrived in House Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | Positive |
| 2025-04-10 | House | Chief House SponsorRep. Dave Vella Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | Positive |
| 2025-04-11 | House | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-04-11 | House | Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-04-17 | House | Assigned toJudiciary - Civil Committee Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2025-05-09 | House | Rule 19(a) / Re-referred toRules Committee House Rule 19(a); Senate analog: Rule 3-9(a) | Deadlines & Re-referrals | Mild − |