SB2648
View on ILGATITLE INSURANCE TRANSFER
What this bill does
Amends the Title Insurance Act. Provides for the enforcement of the Act by the Department of Insurance (rather than the Department of Financial and Professional Regulation). Provides that all powers, duties, rights, and responsibilities of the Department of Financial and Professional Regulation and the Secretary of Financial and Professional Regulation under the Act are transferred to the Department of Insurance and Director of Insurance, respectively. Provides for the transfer of books, records, papers, documents, property, contracts, causes of action, pending business, and certain funds from the Department of Financial and Professional Regulation to the Department of Insurance. Provides that rules and proposed rules by the Department of Financial and Professional Regulation under the Act shall become rules and proposed rules of the Department of Insurance. Provides that all moneys received by the Department of Insurance under the Act shall be deposited into the Insurance Financial Regulation Fund (rather than the Financial Institution Fund). Makes conforming and grammatical changes throughout the Act. Amends the State Finance Act and the Financial Institutions Act to make conforming changes. Amends the Residential Real Property Disclosure Act to transfer authority over the predatory lending database from the Department of Financial and Professional Regulation to the Department of Insurance.
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Pipeline Progress
Current stage: In Committee · Last action 256 days ago · STAGNANT
How does a bill become law in Illinois?
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Introduction of Bill
A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.
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Committee Work — Hearings
The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.
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Committee Work — Markup, Amendments, Report
The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.
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Floor Debate
The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.
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Passage and Consideration in Second Chamber
If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.
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Gubernatorial Action
The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.
Sponsor Context
Campaign finance
This is SBE campaign receipts to the people on this bill, not Moneyball and not earmarked to the bill.
Money is campaign receipts to matched candidate committees, not earmarked to this bill. Window 2025-01-01 – 2026-09-13.
Sponsor and voter funding
| Member | Role | Receipts | Total received | Top donors |
|---|---|---|---|---|
| Bill Cunningham | Chief sponsor | 208 | $416,371.76 | Illinois Laborers' Legislative Committee ($11,500.00); Davita ($10,000.00); Illinois Venture Capital Association ($10,000.00) |
| Paul Faraci | Sponsor | 176 | $199,285.04 | Illinois Laborers Legislative Committee ($20,000.00); Chicago Land Operators Joint Labor-Management PAC ($10,500.00); Associated Beer Distributors of IL PAC ($8,896.36) |
Overlapping donors
Donors who gave to more than one sponsor or voter on this bill. Still not earmarked to the bill.
| Donor | Members | Total |
|---|---|---|
| Chicago Land Operators Joint Labor-Management PAC | Bill Cunningham, Paul Faraci | $18,000.00 |
| Associated Beer Distributors of IL PAC | Bill Cunningham, Paul Faraci | $10,646.36 |
| Ameren Illinois | Bill Cunningham, Paul Faraci | $7,968.12 |
| Amazon.com Services LLC | Bill Cunningham, Paul Faraci | $7,007.93 |
| Illinois Corn Growers Association Political Involvement Fund | Bill Cunningham, Paul Faraci | $6,000.00 |
| Illinois Federation of Teachers COPE | Bill Cunningham, Paul Faraci | $5,800.00 |
| Illinois State Medical Society PAC | Bill Cunningham, Paul Faraci | $4,000.00 |
| NextEra Energy Resources LLC | Bill Cunningham, Paul Faraci | $3,500.00 |
| Phillips 66 Company | Bill Cunningham, Paul Faraci | $3,500.00 |
| Aqua Illinois Inc. | Bill Cunningham, Paul Faraci | $3,250.00 |
| Illinois Action Committee for Rural Electrification | Bill Cunningham, Paul Faraci | $3,000.00 |
| Eli Lilly and Company PAC | Bill Cunningham, Paul Faraci | $3,000.00 |
| Illinois American Water Company PAC | Bill Cunningham, Paul Faraci | $2,500.00 |
| John Deere PAC | Bill Cunningham, Paul Faraci | $2,500.00 |
| DeVry University | Bill Cunningham, Paul Faraci | $2,500.00 |
| Caterpillar Inc. PAC | Bill Cunningham, Paul Faraci | $2,000.00 |
| Walgreens | Bill Cunningham, Paul Faraci | $1,500.00 |
| Norfolk Southern Corporation | Bill Cunningham, Paul Faraci | $1,500.00 |
| Stripe, Inc. | Bill Cunningham, Paul Faraci | $1,250.00 |
| Illinois Optometric Association PAC | Bill Cunningham, Paul Faraci | $1,000.00 |
Top donors across these members
| Donor | Occupation | Employer | Receipts | Total |
|---|---|---|---|---|
| Illinois Laborers Legislative Committee | — | — | 2 | $20,000.00 |
| Chicago Land Operators Joint Labor-Management PAC | — | — | 7 | $18,000.00 |
| Illinois Laborers' Legislative Committee | — | — | 2 | $11,500.00 |
| Associated Beer Distributors of IL PAC | — | — | 5 | $10,646.36 |
| Davita | — | — | 2 | $10,000.00 |
| Marquis Energy LLC | — | — | 1 | $10,000.00 |
| Illinois Venture Capital Association | — | — | 1 | $10,000.00 |
| Ameren Illinois | — | — | 4 | $7,968.12 |
| Marathon Petroleum Corporation Employees PAC | — | — | 2 | $7,500.00 |
| Verizon | — | — | 1 | $7,500.00 |
| Nicor Gas | — | — | 1 | $7,500.00 |
| IPACE | — | — | 2 | $7,500.00 |
| Illinois Venture Capital Association PAC | — | — | 2 | $7,500.00 |
| Amazon.com Services LLC | — | — | 4 | $7,007.93 |
| Bridge Structural & Reinforcing PAC | — | — | 1 | $7,000.00 |
| Carpentry Advancement PAC | — | — | 4 | $7,000.00 |
| Realtor PAC | — | — | 4 | $7,000.00 |
| Chicago Journeymen Plumbers' L.U. 130 PAC | — | — | 2 | $6,750.00 |
| CAR of Illinois PAC | — | — | 3 | $6,500.00 |
| Illinois Corn Growers Association Political Involvement Fund | — | — | 2 | $6,000.00 |
| J & J Ventures Gaming LLC | — | — | 2 | $6,000.00 |
| Illinois Federation of Teachers COPE | — | — | 3 | $5,800.00 |
| NRG Energy | — | — | 2 | $5,500.00 |
| Advocus National Title Insurance Co | — | — | 1 | $5,250.00 |
| Enterprise Holdings PAC | — | — | 2 | $5,000.00 |
Hearings
This bill has not been scheduled for a committee hearing.
Action History
5 actions recorded. Last action: 2026-01-27 — Assigned toJudiciary. Each action's meaning and outcome signal are classified automatically.
All actions (table)
| Date | Chamber | Action | Category | Signal |
|---|---|---|---|---|
| 2025-04-10 | Senate | Filed with Secretary bySen. Bill Cunningham Rule 2-7(b) | Introduction & Filing | — |
| 2025-04-10 | Senate | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-04-10 | Senate | Referred toAssignments Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-04-29 | Senate | Added as Co-SponsorSen. Paul Faraci Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2026-01-27 | Senate | Assigned toJudiciary Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |