SB0709
View on ILGAREGULATION-TECH
What this bill does
Amends the Residential Mortgage License Act of 1987. Makes a technical change in the Section concerning the short title of the Act.
Stuck
P(Advance)
Chance it ever
reaches a milestone (committee, floor, etc.). Not “next step.”
P(Law)
Chance it becomes
law given where it is now (stage, momentum).
Confidence: 84%
Calculating prediction drivers...
Pipeline Progress
Current stage: In Committee · Last action 495 days ago · STAGNANT
How does a bill become law in Illinois?
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Introduction of Bill
A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.
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Committee Work — Hearings
The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.
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Committee Work — Markup, Amendments, Report
The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.
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Floor Debate
The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.
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Passage and Consideration in Second Chamber
If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.
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Gubernatorial Action
The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.
Sponsor Context
David Koehler
Moderate Influence (#5)
Bridges legislative blocs (high betweenness)
Bills sponsored by David Koehler advance 5% more often than the chamber average.
Campaign finance
This is SBE campaign receipts to the people on this bill, not Moneyball and not earmarked to the bill.
Money is campaign receipts to matched candidate committees, not earmarked to this bill. Window 2025-01-01 – 2026-09-13.
$1,318,251.15
Across sponsors / voters
7
Members with trails
25
Overlapping donors
Sponsor and voter funding
| Member | Role | Receipts | Total received | Top donors |
|---|---|---|---|---|
| David Koehler | Chief sponsor | 172 | $445,659.52 | CUPAC ($25,000.00); MARQUIS ENERGY ($20,000.00); IL Corn Growers Association ($20,000.00) |
| Graciela Guzmán | Sponsor | 0 | $0.00 | — |
| Dale Fowler | Sponsor | 95 | $156,908.09 | Chicago Land Operators Joint Labor-Management PAC ($12,500.00); I.P.A.C.E. ($10,000.00); Save Our Local Businesses Illinois PAC ($10,000.00) |
| Paul Faraci | Sponsor | 176 | $199,285.04 | Illinois Laborers Legislative Committee ($20,000.00); Chicago Land Operators Joint Labor-Management PAC ($10,500.00); Associated Beer Distributors of IL PAC ($8,896.36) |
| Linda Holmes | Sponsor | 146 | $299,463.59 | United Assn of Journeymen & IL Pipe Trades Assn PAC ($20,000.00); ILLINOIS LABORERS' LEGISLATIVE COMMITTEE ($20,000.00); Realtor PAC ($11,000.00) |
| Rachel Ventura | Sponsor | 90 | $146,774.53 | ISDF ($50,000.00); I.P.A.C.E ($15,000.00); West Suburban Teachers Union ($9,554.53) |
| Mary Edly-Allen | Sponsor | 57 | $70,160.38 | Chicago Land Operators Joint Labor-Management PAC ($7,500.00); IPACE ($5,000.00); SEIU Healthcare IL IN PAC ($5,000.00) |
Overlapping donors
Donors who gave to more than one sponsor or voter on this bill. Still not earmarked to the bill.
| Donor | Members | Total |
|---|---|---|
| IPACE | David Koehler, Mary Edly-Allen, Paul Faraci | $32,500.00 |
| Realtor PAC | Linda Holmes, David Koehler, Dale Fowler, Paul Faraci | $32,400.00 |
| Chicago Land Operators Joint Labor-Management PAC | Dale Fowler, Mary Edly-Allen, Paul Faraci | $30,500.00 |
| Carpentry Advancement PAC | Linda Holmes, David Koehler, Paul Faraci | $22,000.00 |
| Illinois Laborers Legislative Committee | Rachel Ventura, Paul Faraci | $22,000.00 |
| Save Our Local Businesses Illinois PAC | Linda Holmes, Dale Fowler | $20,000.00 |
| I.P.A.C.E. | Linda Holmes, Dale Fowler | $20,000.00 |
| Associated Beer Distributors of IL PAC | Linda Holmes, David Koehler, Paul Faraci | $16,396.36 |
| Illinois Laborers' Legislative Committee | Dale Fowler, Mary Edly-Allen | $15,000.00 |
| J & J Ventures Gaming LLC | Linda Holmes, David Koehler, Paul Faraci | $13,000.00 |
| Sports Betting Alliance | Linda Holmes, David Koehler, Paul Faraci | $12,500.00 |
| SEIU Healthcare IL IN PAC | David Koehler, Mary Edly-Allen, Rachel Ventura | $11,500.00 |
| Illinois Hospital Association PAC | Dale Fowler, Mary Edly-Allen, Paul Faraci | $10,000.00 |
| Ameren Illinois | Linda Holmes, Dale Fowler, Paul Faraci | $8,933.48 |
| Teamsters Volunteers in Politics | Linda Holmes, Dale Fowler, Mary Edly-Allen, Rachel Ventura, Paul Faraci | $8,500.00 |
| Illinois Federation of Teachers COPE | Linda Holmes, Dale Fowler, Mary Edly-Allen, Rachel Ventura, Paul Faraci | $8,000.00 |
| Associated Fire Fighters of IL PAC Fund | David Koehler, Mary Edly-Allen | $7,000.00 |
| Amazon.com Services LLC | Linda Holmes, David Koehler, Paul Faraci | $7,000.00 |
| CAR of Illinois | David Koehler, Dale Fowler | $6,500.00 |
| LiUNA Chicago Laborers' District Council PAC | Linda Holmes, Mary Edly-Allen | $6,000.00 |
| IUOE Local 399 Political Education Fund | David Koehler, Mary Edly-Allen, Rachel Ventura | $5,500.00 |
| Accel Entertainment Gaming LLC | David Koehler, Paul Faraci | $5,500.00 |
| DENT-IL-PAC | David Koehler, Paul Faraci | $5,500.00 |
| Illinois Trial Lawyers Association Political Action Committee | Linda Holmes, David Koehler | $5,000.00 |
| Ameren Illinois PAC | Dale Fowler, Paul Faraci | $5,000.00 |
Top donors across these members
| Donor | Occupation | Employer | Receipts | Total |
|---|---|---|---|---|
| ISDF | — | — | 1 | $50,000.00 |
| IPACE | — | — | 5 | $32,500.00 |
| Realtor PAC | — | — | 12 | $32,400.00 |
| Chicago Land Operators Joint Labor-Management PAC | — | — | 9 | $30,500.00 |
| CUPAC | — | — | 3 | $25,000.00 |
| Carpentry Advancement PAC | — | — | 9 | $22,000.00 |
| Illinois Laborers Legislative Committee | — | — | 4 | $22,000.00 |
| IL Corn Growers Association | — | — | 2 | $20,000.00 |
| MARQUIS ENERGY | — | — | 2 | $20,000.00 |
| Boyd Gaming Corp. | — | — | 2 | $20,000.00 |
| Save Our Local Businesses Illinois PAC | — | — | 2 | $20,000.00 |
| I.P.A.C.E. | — | — | 3 | $20,000.00 |
| ILLINOIS LABORERS' LEGISLATIVE COMMITTEE | — | — | 1 | $20,000.00 |
| United Assn of Journeymen & IL Pipe Trades Assn PAC | — | — | 1 | $20,000.00 |
| Associated Beer Distributors of IL PAC | — | — | 6 | $16,396.36 |
| Coulter Consulting Company | — | — | 2 | $15,000.00 |
| LiUNA Chicago Area Laborer's Political League | — | — | 2 | $15,000.00 |
| Illinois Laborers' Legislative Committee | — | — | 2 | $15,000.00 |
| I.P.A.C.E | — | — | 2 | $15,000.00 |
| J & J Ventures Gaming LLC | — | — | 5 | $13,000.00 |
| Sports Betting Alliance | — | — | 3 | $12,500.00 |
| SEIU Healthcare IL IN PAC | — | — | 4 | $11,500.00 |
| Health Care Council of Illinois PAC | — | — | 2 | $10,250.00 |
| Steamfitter Local 353 PAC | — | — | 2 | $10,000.00 |
| CEFCU | — | — | 2 | $10,000.00 |
Hearings
This bill has not been scheduled for a committee hearing.
Witness slips
1 slip filed. Proponent / opponent / no position as filed with the committee.
| Name | Organization | Representing | Position | Hearing committee | Hearing date |
|---|---|---|---|---|---|
| Robert Perry | Greater Midwest Lenders Association | Greater Midwest Lenders Association | Opponent | Executive | 2025-03-19 |
Roll-call votes
Total votes and outcome per event. Deciding vote = margin of 1; those voters on the winning side could have changed the outcome by flipping.
| Date | Chamber | Type | Description | Yea | Nay | Present | NV | Outcome | Margin | Deciding voters |
|---|---|---|---|---|---|---|---|---|---|---|
| S | Committee | Executive | 11 | 0 | 0 | 2 | Passed | 11 | — |
Action History
22 actions recorded. Last action: 2025-06-02 — Rule 3-9(a) / Re-referred toAssignments. Each action's meaning and outcome signal are classified automatically.
2025-01-24
Introduction & Filing
Filed with Secretary bySen. Don Harmon Rule 2-7(b)
Bill officially submitted to the Senate Secretary during the session.
2025-01-24
Introduction & Filing
First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38
Formal introduction — title read into the official record. Required procedural step; bill now exists in the system.
2025-01-24
Committee Assignment
Referred toAssignments Senate Rule 3-8(a); House Rule 18(a)
Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-03-12
Committee Assignment
Assigned toExecutive Senate Rule 3-8(a); House Rule 18(b)
Sent to a substantive committee (e.g., Transportation, Revenue). This is where the bill gets a real hearing and evaluation.
2025-03-19
Committee Action
Positive
Do PassExecutive; 011-000-000 Rule 3-11(a)(1), Rule 3-12(a)
Committee recommends passage. The most important positive gate — majority of bills never get here.
2025-03-19
Floor Process
Positive
Placed on Calendar Order of 2nd Reading March 20, 2025 Rule 3-12(a), Rule 4-4(7)
Bill placed on the order of Second Reading.
2025-03-20
Floor Process
Positive
Second Reading Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)
Bill reaches the floor amendment stage. Floor amendments can be offered here.
2025-03-20
Floor Process
Positive
Placed on Calendar Order of 3rd Reading April 1, 2025 Rule 4-4(8)
Bill placed on the Third Reading calendar — queued for final vote.
2025-04-04
Amendment Actions
Senate Floor Amendment No. 1 Filed with Secretary bySen. David Koehler
[Amendment] Bill officially submitted to the Senate Secretary during the session.
2025-04-04
Amendment Actions
Senate Floor Amendment No. 1 Referred toAssignments
[Amendment] Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-04-08
Amendment Actions
Senate Floor Amendment No. 1 Pursuant to Senate Rule 3-8(b-1), the following amendments will remain in the Committee on Assignments
[Amendment] Amendment sub-action.
2025-04-08
Cross-Chamber
Chief Sponsor Changed toSen. David Koehler Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12)
Chief sponsor changed — may indicate leadership taking ownership or a strategic handoff.
2025-04-11
Deadlines & Re-referrals
Rule 2-10 Third Reading Deadline Established As May 9, 2025 Rule 2-10(a)(5-6)
Senate Third Reading (floor vote) deadline set or extended.
2025-04-23
Co-Sponsorship
Mild +
Added as Co-SponsorSen. Paul Faraci Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-04-30
Co-Sponsorship
Mild +
Added as Chief Co-SponsorSen. Graciela Guzmán Senate Rule 5-1(a); House Rule 37(a)
A legislator takes on the chief co-sponsor role, a stronger commitment than regular co-sponsorship.
2025-05-01
Co-Sponsorship
Mild +
Added as Chief Co-SponsorSen. Dale Fowler Senate Rule 5-1(a); House Rule 37(a)
A legislator takes on the chief co-sponsor role, a stronger commitment than regular co-sponsorship.
2025-05-09
Deadlines & Re-referrals
Rule 2-10 Third Reading Deadline Established As May 23, 2025 Rule 2-10(a)(5-6)
Senate Third Reading (floor vote) deadline set or extended.
2025-05-23
Deadlines & Re-referrals
Rule 2-10 Third Reading Deadline Established As June 1, 2025 Rule 2-10(a)(5-6)
Senate Third Reading (floor vote) deadline set or extended.
2025-05-26
Co-Sponsorship
Mild +
Added as Co-SponsorSen. Linda Holmes Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-05-26
Co-Sponsorship
Mild +
Added as Co-SponsorSen. Rachel Ventura Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-05-29
Co-Sponsorship
Mild +
Added as Co-SponsorSen. Mary Edly-Allen Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-06-02
Deadlines & Re-referrals
Mild −
Rule 3-9(a) / Re-referred toAssignments Rule 3-9(a)
Senate procedural rule — bill re-referred to Assignments for missing Rule 2-10 deadline. Bill is NOT dead but faces uphill battle.
All actions (table)
| Date | Chamber | Action | Category | Signal |
|---|---|---|---|---|
| 2025-01-24 | Senate | Filed with Secretary bySen. Don Harmon Rule 2-7(b) | Introduction & Filing | — |
| 2025-01-24 | Senate | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-01-24 | Senate | Referred toAssignments Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-03-12 | Senate | Assigned toExecutive Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2025-03-19 | Senate | Do PassExecutive; 011-000-000 Rule 3-11(a)(1), Rule 3-12(a) | Committee Action | Positive |
| 2025-03-19 | Senate | Placed on Calendar Order of 2nd Reading March 20, 2025 Rule 3-12(a), Rule 4-4(7) | Floor Process | Positive |
| 2025-03-20 | Senate | Second Reading Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b) | Floor Process | Positive |
| 2025-03-20 | Senate | Placed on Calendar Order of 3rd Reading April 1, 2025 Rule 4-4(8) | Floor Process | Positive |
| 2025-04-04 | Senate | Senate Floor Amendment No. 1 Filed with Secretary bySen. David Koehler | Amendment Actions | — |
| 2025-04-04 | Senate | Senate Floor Amendment No. 1 Referred toAssignments | Amendment Actions | — |
| 2025-04-08 | Senate | Senate Floor Amendment No. 1 Pursuant to Senate Rule 3-8(b-1), the following amendments will remain in the Committee on Assignments | Amendment Actions | — |
| 2025-04-08 | Senate | Chief Sponsor Changed toSen. David Koehler Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | — |
| 2025-04-11 | Senate | Rule 2-10 Third Reading Deadline Established As May 9, 2025 Rule 2-10(a)(5-6) | Deadlines & Re-referrals | — |
| 2025-04-23 | Senate | Added as Co-SponsorSen. Paul Faraci Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-30 | Senate | Added as Chief Co-SponsorSen. Graciela Guzmán Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-01 | Senate | Added as Chief Co-SponsorSen. Dale Fowler Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-09 | Senate | Rule 2-10 Third Reading Deadline Established As May 23, 2025 Rule 2-10(a)(5-6) | Deadlines & Re-referrals | — |
| 2025-05-23 | Senate | Rule 2-10 Third Reading Deadline Established As June 1, 2025 Rule 2-10(a)(5-6) | Deadlines & Re-referrals | — |
| 2025-05-26 | Senate | Added as Co-SponsorSen. Linda Holmes Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-26 | Senate | Added as Co-SponsorSen. Rachel Ventura Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-29 | Senate | Added as Co-SponsorSen. Mary Edly-Allen Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-06-02 | Senate | Rule 3-9(a) / Re-referred toAssignments Rule 3-9(a) | Deadlines & Re-referrals | Mild − |