HB2805
View on ILGAINS CD-COST SHARING RESTRICT
What this bill does
Amends the Illinois Insurance Code. In a provision requiring policies of group accident and health insurance to provide coverage for certain examination and testing services provided to a victim of specified criminal offenses, prohibits the policy from imposing a deductible, coinsurance, copayment, or any other cost-sharing requirement on the coverage provided, except to the extent that the coverage would disqualify a high-deductible health plan from eligibility for a health savings account under the Internal Revenue Code. Effective January 1, 2026.
Stuck
P(Advance)
Chance it ever
reaches a milestone (committee, floor, etc.). Not “next step.”
P(Law)
Chance it becomes
law given where it is now (stage, momentum).
Forecast
Low
P(law) at intro —
sponsor & topic only; no progress or delay.
Confidence: 71%
Calculating prediction drivers...
Pipeline Progress
Current stage: In Committee · Last action 311 days ago · STAGNANT
How does a bill become law in Illinois?
-
Introduction of Bill
A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.
-
Committee Work — Hearings
The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.
-
Committee Work — Markup, Amendments, Report
The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.
-
Floor Debate
The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.
-
Passage and Consideration in Second Chamber
If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.
-
Gubernatorial Action
The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.
Sponsor Context
Tony M. McCombie
Low Influence (#142)
Hearings
This bill has not been scheduled for a committee hearing.
Witness slips
1 slip filed. Proponent / opponent / no position as filed with the committee.
| Name | Organization | Representing | Position | Hearing committee | Hearing date |
|---|---|---|---|---|---|
| Sarah Beuning | Illinois Coalition Against Sexual Assault | Illinois Coalition Against Sexual Assault | Proponent | Insurance | 2025-03-11 |
Roll-call votes
Total votes and outcome per event. Deciding vote = margin of 1; those voters on the winning side could have changed the outcome by flipping.
| Date | Chamber | Type | Description | Yea | Nay | Present | NV | Outcome | Margin | Deciding voters |
|---|---|---|---|---|---|---|---|---|---|---|
| H | Committee | Insurance | 16 | 0 | 0 | 1 | Passed | 16 | — | |
| H | Floor | Third Reading | 114 | 0 | 0 | 4 | Passed | 114 | — |
Action History
33 actions recorded. Last action: 2025-06-02 — Rule 3-9(a) / Re-referred toAssignments. Each action's meaning and outcome signal are classified automatically.
2025-02-05
Introduction & Filing
Filed with the Clerk byRep. Tony M. McCombie House Rule 6(b)
Bill officially submitted to the House Clerk during the session.
2025-02-06
Introduction & Filing
First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38
Formal introduction — title read into the official record. Required procedural step; bill now exists in the system.
2025-02-06
Committee Assignment
Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a)
Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-03-04
Committee Assignment
Assigned toInsurance Committee Senate Rule 3-8(a); House Rule 18(b)
Sent to a substantive committee (e.g., Transportation, Revenue). This is where the bill gets a real hearing and evaluation.
2025-03-10
Co-Sponsorship
Mild +
Added Chief Co-SponsorRep. Emanuel "Chris" Welch Senate Rule 5-1(a); House Rule 37(a)
Chief co-sponsor added.
2025-03-11
Co-Sponsorship
Mild +
Added Chief Co-SponsorRep. Jeff Keicher Senate Rule 5-1(a); House Rule 37(a)
Chief co-sponsor added.
2025-03-11
Co-Sponsorship
Mild +
Added Co-SponsorRep. Daniel Didech Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-03-11
Co-Sponsorship
Mild +
Added Co-SponsorRep. Jawaharial Williams Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-03-11
Committee Action
Positive
Do Pass / Short DebateInsurance Committee; 016-000-000 Senate Rule 3-11(a)(1); House Rule 22(a)(1), 52(b)
Committee recommends passage and places it on the Short Debate calendar (limited floor discussion time). Strong positive signal — committee believes bill has broad support.
2025-03-11
Co-Sponsorship
Mild +
Added Chief Co-SponsorRep. Kelly M. Cassidy Senate Rule 5-1(a); House Rule 37(a)
Chief co-sponsor added.
2025-03-11
Co-Sponsorship
Mild +
Added Chief Co-SponsorRep. Nicole La Ha Senate Rule 5-1(a); House Rule 37(a)
Chief co-sponsor added.
2025-03-11
Co-Sponsorship
Mild +
Added Co-SponsorRep. Camille Y. Lilly Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-03-11
Co-Sponsorship
Mild +
Added Co-SponsorRep. Thaddeus Jones Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-03-12
Floor Process
Positive
Placed on Calendar 2nd Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52
Bill placed on the Second Reading calendar. Positive — bill is queued for floor action.
2025-03-12
Co-Sponsorship
Mild +
Added Co-SponsorRep. Jackie Haas Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-03-26
Floor Process
Positive
Second Reading - Short Debate Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)/52(a)(1)
Bill reaches the floor amendment stage on Short Debate calendar. Major milestone — bill has passed committee and is on the floor.
2025-03-26
Floor Process
Held on Calendar Order of Second Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52
Bill was ready for Second Reading but was paused/held by the sponsor. Usually indicates the sponsor is still negotiating amendments or gathering votes. NOT a negative signal — the sponsor controls the pace.
2025-04-08
Co-Sponsorship
Mild +
Added Co-SponsorRep. Sonya M. Harper Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-04-08
Floor Process
Positive
Placed on Calendar Order of 3rd Reading - Short Debate Rule 4-4(8)
Bill placed on the Third Reading calendar — queued for final vote.
2025-04-08
Co-Sponsorship
Mild +
Added Co-SponsorRep. Rita Mayfield Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-04-08
Co-Sponsorship
Mild +
Added Co-SponsorRep. Joyce Mason Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-04-08
Co-Sponsorship
Mild +
Added Co-SponsorRep. Mary Gill Senate Rule 5-1(a); House Rule 37(a)
A legislator adds their name as co-sponsor, signaling public support for the bill.
2025-04-08
Floor Vote
Positive
Third Reading - Short Debate - Passed114-000-000 Senate Rule 5-1(f)/7-1/7-2; House Rule 37(f)/49/50
Bill PASSED on Short Debate Third Reading. Bill cleared the chamber.
2025-04-09
Cross-Chamber
Positive
Arrive in Senate Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12)
House bill arrives in the Senate after passing the House.
2025-04-09
Procedural
Placed on Calendar Order of First Reading April 10, 2025 Senate Rule 4-4/7-4; House Rule 31/54
Bill queued for First Reading in the second chamber.
2025-04-10
Cross-Chamber
Positive
Chief Senate SponsorSen. John F. Curran Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12)
Senate sponsor assigned for a House bill.
2025-04-10
Introduction & Filing
First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38
Formal introduction — title read into the official record. Required procedural step; bill now exists in the system.
2025-04-10
Committee Assignment
Referred toAssignments Senate Rule 3-8(a); House Rule 18(a)
Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-04-23
Committee Assignment
Assigned toInsurance Senate Rule 3-8(a); House Rule 18(b)
Sent to a substantive committee (e.g., Transportation, Revenue). This is where the bill gets a real hearing and evaluation.
2025-04-24
Co-Sponsorship
Mild +
Added as Alternate Chief Co-SponsorSen. Willie Preston Senate Rule 5-1(a); House Rule 37(a)
Alternate chief co-sponsor added.
2025-05-09
Deadlines & Re-referrals
Rule 2-10 Committee Deadline Established As May 23, 2025 Rule 2-10(a)(3-4)
Senate committee deadline set or extended. Procedural — establishes when the bill must be voted out of committee.
2025-05-23
Deadlines & Re-referrals
Rule 2-10 Committee Deadline Established As June 1, 2025 Rule 2-10(a)(3-4)
Senate committee deadline set or extended. Procedural — establishes when the bill must be voted out of committee.
2025-06-02
Deadlines & Re-referrals
Mild −
Rule 3-9(a) / Re-referred toAssignments Rule 3-9(a)
Senate procedural rule — bill re-referred to Assignments for missing Rule 2-10 deadline. Bill is NOT dead but faces uphill battle.
All actions (table)
| Date | Chamber | Action | Category | Signal |
|---|---|---|---|---|
| 2025-02-05 | House | Filed with the Clerk byRep. Tony M. McCombie House Rule 6(b) | Introduction & Filing | — |
| 2025-02-06 | House | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-02-06 | House | Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-03-04 | House | Assigned toInsurance Committee Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2025-03-10 | House | Added Chief Co-SponsorRep. Emanuel "Chris" Welch Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-11 | House | Added Chief Co-SponsorRep. Jeff Keicher Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-11 | House | Added Co-SponsorRep. Daniel Didech Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-11 | House | Added Co-SponsorRep. Jawaharial Williams Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-11 | House | Do Pass / Short DebateInsurance Committee; 016-000-000 Senate Rule 3-11(a)(1); House Rule 22(a)(1), 52(b) | Committee Action | Positive |
| 2025-03-11 | House | Added Chief Co-SponsorRep. Kelly M. Cassidy Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-11 | House | Added Chief Co-SponsorRep. Nicole La Ha Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-11 | House | Added Co-SponsorRep. Camille Y. Lilly Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-11 | House | Added Co-SponsorRep. Thaddeus Jones Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-12 | House | Placed on Calendar 2nd Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52 | Floor Process | Positive |
| 2025-03-12 | House | Added Co-SponsorRep. Jackie Haas Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-26 | House | Second Reading - Short Debate Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)/52(a)(1) | Floor Process | Positive |
| 2025-03-26 | House | Held on Calendar Order of Second Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52 | Floor Process | — |
| 2025-04-08 | House | Added Co-SponsorRep. Sonya M. Harper Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-08 | House | Placed on Calendar Order of 3rd Reading - Short Debate Rule 4-4(8) | Floor Process | Positive |
| 2025-04-08 | House | Added Co-SponsorRep. Rita Mayfield Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-08 | House | Added Co-SponsorRep. Joyce Mason Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-08 | House | Added Co-SponsorRep. Mary Gill Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-08 | House | Third Reading - Short Debate - Passed114-000-000 Senate Rule 5-1(f)/7-1/7-2; House Rule 37(f)/49/50 | Floor Vote | Positive |
| 2025-04-09 | Senate | Arrive in Senate Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | Positive |
| 2025-04-09 | Senate | Placed on Calendar Order of First Reading April 10, 2025 Senate Rule 4-4/7-4; House Rule 31/54 | Procedural | — |
| 2025-04-10 | Senate | Chief Senate SponsorSen. John F. Curran Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | Positive |
| 2025-04-10 | Senate | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-04-10 | Senate | Referred toAssignments Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-04-23 | Senate | Assigned toInsurance Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2025-04-24 | Senate | Added as Alternate Chief Co-SponsorSen. Willie Preston Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-09 | Senate | Rule 2-10 Committee Deadline Established As May 23, 2025 Rule 2-10(a)(3-4) | Deadlines & Re-referrals | — |
| 2025-05-23 | Senate | Rule 2-10 Committee Deadline Established As June 1, 2025 Rule 2-10(a)(3-4) | Deadlines & Re-referrals | — |
| 2025-06-02 | Senate | Rule 3-9(a) / Re-referred toAssignments Rule 3-9(a) | Deadlines & Re-referrals | Mild − |