HB2785
View on ILGACREDIT UNIONS-VARIOUS
What this bill does
Amends the Illinois Credit Union Act. Authorizes a credit union to furnish information to any person on a list submitted and periodically updated by a member who is an elderly person or person with a disability or to specified other persons, if there is suspicion by the credit union that the member has been or may become a victim of financial exploitation. Provides that the board of directors of a credit union with a composite rating of either 1 or 2 under the Uniform Financial Institutions Rating System known as the CAMELS supervisory rating system and a management rating under such composite rating of either 1 or 2 may meet not less than 4 (instead of 6) times annually. Provides that the supervisory committee of a credit union with assets of less than $10,000,000 may, at its option, engage (instead of a credit union with assets of $5,000,000 or more, but less than $10,000,000 shall engage) a licensed certified public accountant or licensed certified public accounting firm to perform specified auditing and other services. Permits the merger of credit unions, without meeting certain voting and notice requirements, where supervisory concerns exist and upon agreement of the boards of directors of the merging and continuing credit unions, as confirmed by a majority vote of the directors present at a meeting of each board at which a quorum is present. Makes other changes.
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Pipeline Progress
Current stage: Signed into Law · Last action 237 days ago
How does a bill become law in Illinois?
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Introduction of Bill
A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.
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Committee Work — Hearings
The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.
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Committee Work — Markup, Amendments, Report
The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.
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Floor Debate
The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.
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Passage and Consideration in Second Chamber
If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.
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Gubernatorial Action
The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.
Sponsor Context
Bills sponsored by Martin J. Moylan advance 39% more often than the chamber average.
Public Engagement
Witness slips
39 slips filed. Proponent / opponent / no position as filed with the committee.
| Name | Organization | Representing | Position | Hearing committee | Hearing date |
|---|---|---|---|---|---|
| Ashley Sharp | Illinois Credit Union League | Illinois Credit Union League | Proponent | Financial Institutions & Licensing | 2025-03-11 |
| Ashley Sharp | Illinois Credit Union League | Illinois Credit Union League | Proponent | Financial Institutions & Licensing | 2025-03-11 |
| Marc Reiter | IDFPR | IDFPR | No Position On Merits | Financial Institutions & Licensing | 2025-03-11 |
| Aaron Ladzinski | Illinois Department of Central Management Services | Illinois Department of Central Management Services | Opponent | Insurance | 2025-05-31 |
| Daisy Navar | Illinois Department of Central Management Services | Illinois Department of Central Management Services | Opponent | Insurance | 2025-05-31 |
| Andrew Thornton | Illinois State Ambulance Association | Illinois State Ambulance Association | Proponent | Insurance | 2025-05-31 |
| Ben Lazare | Ben Lazare Consulting | Illinois State Ambulance Association | Proponent | Insurance | 2025-05-31 |
| Kim Godden | Illinois State Ambulance Association | Illinois State Ambulance Association | Proponent | Insurance | 2025-05-31 |
| Andrew Rand | AMT | Advanced Medical Transport of Central Illinois | Proponent | Executive | 2025-05-29 |
| Andrew Thornton | Illinois State Ambulance Association | Illinois State Ambulance Association | Proponent | Executive | 2025-05-29 |
| Ben Lazare | Illinois State Ambulance Association | Illinois State Ambulance Association | Proponent | Executive | 2025-05-29 |
| Brian daly | Fidelity Consulting Group, LLC | Illinois State Ambulance Association | Proponent | Executive | 2025-05-29 |
| Brian Gerth | Mission Care of Illinois LLC | Abbott EMS | Proponent | Executive | 2025-05-29 |
| Carrie Moore | Adams County Ambulance & Ems | Adams County Ambulance & Ems | Proponent | Executive | 2025-05-29 |
| Charles Kelley | MedStar Ambulance Inc. | Randolph, St. Clair, Clinton and Madison County Citizens | Proponent | Executive | 2025-05-29 |
| Donald Storino | Fidelity Consulting Group, LLC | Illinois State Ambulance Association | Proponent | Executive | 2025-05-29 |
| Gabe Kroll | LifeLine Ambulance | Lifeline Ambulance | Proponent | Executive | 2025-05-29 |
| Jean Davis | Atec Ambulance | Atec Ambulance | Proponent | Executive | 2025-05-29 |
| Jessica Frese | Adams County Ambulance | Adams County Ambulance | Proponent | Executive | 2025-05-29 |
| John Simon | Adams County Ambulance | Adams County Ambulance | Proponent | Executive | 2025-05-29 |
| Kelsey Kindhart | ADAMS COUNTY AMBULANCE AND EMS | ADAMS COUNTY AMBULANCE | Proponent | Executive | 2025-05-29 |
| Kim Godden | Illinois State Ambulance Association | Illinois State Ambulance Association | Proponent | Executive | 2025-05-29 |
| Laura Daley | Daleys Medical Transportation | Daleys Medical Transportation | Proponent | Executive | 2025-05-29 |
| Lauren Rubinson | Medical Express Ambulance | Medical Express Ambulance Service MedEx | Proponent | Executive | 2025-05-29 |
| Michael Pieroni | Medical Express Ambulance | Medical Express Ambulance Service MedEx | Proponent | Executive | 2025-05-29 |
| Richard Wilford | Medical Express Ambulance | Medical Express Ambulance Service MedEx | Proponent | Executive | 2025-05-29 |
| Steve Walsh | Office of the Illinois Attorney General | Office of the Illinois Attorney General | Proponent | Executive | 2025-05-29 |
| Tim Beccue | AMT | AMT | Proponent | Executive | 2025-05-29 |
| Tim Prokop | Loyola Medicine Transport LMT | Loyola Medicine Transport LMT | Proponent | Executive | 2025-05-29 |
| Aaron Ladzinski | Illinois Department of Central Management Services | Illinois Department of Central Management Services | Opponent | Insurance | 2025-05-31 |
| Allison Nickrent | Illinois Department of Public Health | Illinois Department of Public Health | Opponent | Insurance | 2025-05-31 |
| Daisy Navar | Illinois Department of Central Management Services | Illinois Department of Central Management Services | Opponent | Insurance | 2025-05-31 |
| Greg Willis | Illinois Department of Public Health | IDPH | Opponent | Insurance | 2025-05-31 |
| Aaron Ladzinski | Illinois Department of Central Management Services | Illinois Department of Central Management Services | Opponent | Executive | 2025-05-29 |
| Allison Nickrent | Illinois Department of Public Health | Illinois Department of Public Health | Opponent | Executive | 2025-05-29 |
| Daisy Navar | Illinois Department of Central Management Services | Illinois Department of Central Management Services | Opponent | Executive | 2025-05-29 |
| Rob Dixon | Illinois Department of Central Management Services | Illinois Department of Central Management Services | Opponent | Executive | 2025-05-29 |
| Laura Minzer | IL Life & Health Insurance Council | IL Life & Health Insurance Council | No Position On Merits | Insurance | 2025-05-31 |
| Laura Minzer | IL Life & Health Insurance Council | IL Life & Health Insurance Council | No Position On Merits | Executive | 2025-05-29 |
Roll-call votes
Total votes and outcome per event. Deciding vote = margin of 1; those voters on the winning side could have changed the outcome by flipping.
| Date | Chamber | Type | Description | Yea | Nay | Present | NV | Outcome | Margin | Deciding voters |
|---|---|---|---|---|---|---|---|---|---|---|
| H | Committee | Financial Institutions & Licensing | 12 | 0 | 0 | 0 | Passed | 12 | — | |
| H | Floor | Third Reading | 115 | 0 | 0 | 3 | Passed | 115 | — | |
| 2025-05-14 | S | Committee | Executive | 9 | 4 | 0 | 0 | Passed | 5 | — |
| 2025-05-30 | S | Floor | Third Reading | 57 | 0 | 0 | 2 | Passed | 57 | — |
Action History
73 actions recorded. Last action: 2025-08-15 — Public Act . . . . . . . . .104-0248. Each action's meaning and outcome signal are classified automatically.
All actions (table)
| Date | Chamber | Action | Category | Signal |
|---|---|---|---|---|
| 2025-02-05 | House | Filed with the Clerk byRep. Jay Hoffman House Rule 6(b) | Introduction & Filing | — |
| 2025-02-06 | House | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-02-06 | House | Referred toRules Committee Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-03-04 | House | Assigned toFinancial Institutions and Licensing Committee Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2025-03-04 | House | House Committee Amendment No. 1 Filed with Clerk byRep. Jay Hoffman | Amendment Actions | — |
| 2025-03-04 | House | House Committee Amendment No. 1 Referred toRules Committee | Amendment Actions | — |
| 2025-03-05 | House | House Committee Amendment No. 1 Rules Refers toFinancial Institutions and Licensing Committee | Amendment Actions | — |
| 2025-03-11 | House | Added Chief Co-SponsorRep. Margaret Croke Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-03-11 | House | House Committee Amendment No. 1 Adopted inFinancial Institutions and Licensing Committee; by Voice Vote | Amendment Actions | — |
| 2025-03-11 | House | Do Pass as Amended / Short DebateFinancial Institutions and Licensing Committee; 012-000-000 Rule 3-11(a)(1), Rule 3-12(a) | Committee Action | Positive |
| 2025-03-12 | House | Placed on Calendar 2nd Reading - Short Debate Senate Rule 4-4(7-8)/5-2; House Rule 31(8-9)/38/52 | Floor Process | Positive |
| 2025-03-25 | House | Second Reading - Short Debate Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b)/52(a)(1) | Floor Process | Positive |
| 2025-03-25 | House | Placed on Calendar Order of 3rd Reading - Short Debate Rule 4-4(8) | Floor Process | Positive |
| 2025-04-10 | House | Chief Sponsor Changed toRep. Ann M. Williams Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | — |
| 2025-04-10 | House | Added Chief Co-SponsorRep. Jay Hoffman Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-10 | House | Chief Sponsor Changed toRep. Martin J. Moylan Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | — |
| 2025-04-11 | House | Third Reading - Short Debate - Passed115-000-000 Senate Rule 5-1(f)/7-1/7-2; House Rule 37(f)/49/50 | Floor Vote | Positive |
| 2025-04-11 | House | Added Co-SponsorRep. Natalie A. Manley Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-11 | House | Added Co-SponsorRep. Michael J. Kelly Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-11 | House | Added Co-SponsorRep. Mary Gill Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-11 | House | Added Co-SponsorRep. Rick Ryan Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-11 | House | Added Co-SponsorRep. Joyce Mason Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-11 | House | Added Co-SponsorRep. Anthony DeLuca Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-11 | House | Added Co-SponsorRep. Dave Vella Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-11 | House | Added Co-SponsorRep. Hoan Huynh Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-04-14 | Senate | Arrive in Senate Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | Positive |
| 2025-04-14 | Senate | Placed on Calendar Order of First Reading Senate Rule 4-4/7-4; House Rule 31/54 | Procedural | — |
| 2025-04-14 | Senate | Chief Senate SponsorSen. David Koehler Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | Positive |
| 2025-04-14 | Senate | First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 | Introduction & Filing | — |
| 2025-04-14 | Senate | Referred toAssignments Senate Rule 3-8(a); House Rule 18(a) | Committee Assignment | — |
| 2025-05-08 | Senate | Assigned toExecutive Senate Rule 3-8(a); House Rule 18(b) | Committee Assignment | — |
| 2025-05-09 | Senate | Rule 2-10 Committee Deadline Established As May 23, 2025 Rule 2-10(a)(3-4) | Deadlines & Re-referrals | — |
| 2025-05-13 | Senate | Senate Committee Amendment No. 1 Filed with Secretary bySen. Don Harmon | Amendment Actions | — |
| 2025-05-13 | Senate | Senate Committee Amendment No. 1 Referred toAssignments | Amendment Actions | — |
| 2025-05-13 | Senate | Alternate Chief Sponsor Changed toSen. Don Harmon Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | — |
| 2025-05-14 | Senate | Senate Committee Amendment No. 1 Assignments Refers toExecutive | Amendment Actions | — |
| 2025-05-14 | Senate | Senate Committee Amendment No. 1 Adopted | Amendment Actions | Positive |
| 2025-05-15 | Senate | Do Pass as AmendedExecutive; 009-004-000 Rule 3-11(a)(1), Rule 3-12(a) | Committee Action | Positive |
| 2025-05-15 | Senate | Placed on Calendar Order of 2nd Reading Rule 3-12(a), Rule 4-4(7) | Floor Process | Positive |
| 2025-05-15 | Senate | Second Reading Senate Rule 3-12(a)/5-4(a); House Rule 24(a)/40(b) | Floor Process | Positive |
| 2025-05-15 | Senate | Placed on Calendar Order of 3rd Reading May 20, 2025 Rule 4-4(8) | Floor Process | Positive |
| 2025-05-23 | Senate | Rule 2-10 Third Reading/Passage Deadline Established As June 1, 2025 Rule 2-10 | Deadlines & Re-referrals | — |
| 2025-05-28 | Senate | Senate Floor Amendment No. 2 Filed with Secretary bySen. Ram Villivalam | Amendment Actions | — |
| 2025-05-28 | Senate | Senate Floor Amendment No. 2 Referred toAssignments | Amendment Actions | — |
| 2025-05-29 | Senate | Senate Floor Amendment No. 3 Filed with Secretary bySen. Ram Villivalam | Amendment Actions | — |
| 2025-05-29 | Senate | Senate Floor Amendment No. 3 Referred toAssignments | Amendment Actions | — |
| 2025-05-29 | Senate | Senate Floor Amendment No. 3 Assignments Refers toExecutive | Amendment Actions | — |
| 2025-05-29 | Senate | Alternate Chief Sponsor Changed toSen. Ram Villivalam Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | — |
| 2025-05-29 | Senate | Added as Alternate Chief Co-SponsorSen. Linda Holmes Senate Rule 5-1(a); House Rule 37(a) | Co-Sponsorship | Mild + |
| 2025-05-29 | Senate | Senate Floor Amendment No. 3 Recommend Do AdoptExecutive; 012-000-000 | Amendment Actions | — |
| 2025-05-30 | Senate | Recalled to Second Reading Rule 5-4(a) | Floor Process | — |
| 2025-05-30 | Senate | Senate Floor Amendment No. 3 Adopted; Villivalam | Amendment Actions | — |
| 2025-05-30 | Senate | Placed on Calendar Order of 3rd Reading Rule 4-4(8) | Floor Process | Positive |
| 2025-05-30 | Senate | Third Reading - Passed;057-000-000 Rule 5-1(f) | Floor Vote | Positive |
| 2025-05-30 | Senate | Senate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a) | Amendment Actions | — |
| 2025-05-30 | House | Arrived in House Senate Rule 5-1(d)/4-4(9-11); House Rule 37(d)/31(10-12) | Cross-Chamber | Positive |
| 2025-05-30 | House | Placed on Calendar Order of Concurrence Senate Amendment(s) 1, 3 Senate Rule 8-1/Article VIII; House Rule 72/Article VIII | Concurrence | Mild + |
| 2025-05-30 | House | Senate Committee Amendment No. 1 Motion Filed ConcurRep. Martin J. Moylan | Amendment Actions | — |
| 2025-05-30 | House | Senate Floor Amendment No. 3 Motion Filed ConcurRep. Martin J. Moylan | Amendment Actions | — |
| 2025-05-30 | House | Senate Committee Amendment No. 1 Motion to Concur Referred toRules Committee | Amendment Actions | — |
| 2025-05-30 | House | Senate Floor Amendment No. 3 Motion to Concur Referred toRules Committee | Amendment Actions | — |
| 2025-05-31 | House | Senate Committee Amendment No. 1 Motion to Concur Rules Referred toInsurance Committee | Amendment Actions | — |
| 2025-05-31 | House | Senate Floor Amendment No. 3 Motion to Concur Rules Referred toInsurance Committee | Amendment Actions | — |
| 2025-05-31 | House | Senate Committee Amendment No. 1 Motion to Concur Recommends Be AdoptedInsurance Committee; 017-000-000 | Amendment Actions | — |
| 2025-05-31 | House | Senate Floor Amendment No. 3 Motion to Concur Recommends Be AdoptedInsurance Committee; 017-000-000 | Amendment Actions | — |
| 2025-05-31 | House | Senate Committee Amendment No. 1 House Concurs116-000-000 | Amendment Actions | Positive |
| 2025-05-31 | House | Senate Floor Amendment No. 3 House Concurs116-000-000 | Amendment Actions | Positive |
| 2025-05-31 | House | House Concurs Senate Rule 8-1/Article VIII; House Rule 72/Article VIII | Concurrence | Positive |
| 2025-05-31 | House | Passed Both Houses Rule 8-1, Rule 8-4 | Concurrence | Positive |
| 2025-06-24 | House | Sent to the Governor Senate Article IX/Rules 9-1 to 9-6; House Article IX/Rules 77-82 | Governor Action | Positive |
| 2025-08-15 | House | Governor Approved Senate Article IX/Rules 9-1 to 9-6; House Article IX/Rules 77-82 | Governor Action | Positive |
| 2025-08-15 | House | Effective Date August 15, 2025 Article IX | Enacted Into Law | Law |
| 2025-08-15 | House | Public Act . . . . . . . . .104-0248 Article IX | Enacted Into Law | Law |