SB0055

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INS CD-MENTAL HEALTH PARITY

What this bill does

Amends the Illinois Insurance Code. Establishes reimbursement rates for mental health and substance use disorder treatment services for all group or individual policies of accident and health insurance or managed care plans that are amended, delivered, issued, or renewed on or after January 1, 2027 or for any contracted third party administering the behavioral health benefits for the insurer. Requires a group or individual policy of accident and health insurance or managed care plan that is amended, delivered, issued, or renewed on or after January 1, 2026 or any contracted third party administering the behavioral health benefits for the insurer to cover certain medically necessary mental health and substance use disorder treatment services. Provides that, if the Department of Insurance determines that an insurer or a contracted third party administering the behavioral health benefits for the insurer has violated a provision concerning mental health and substance use parity, the Department shall by order assess a civil penalty of $1,000 for each violation. Excludes certain health care plans serving Medicaid populations who are enrolled under the Illinois Public Aid Code or under the Children's Health Insurance Program Act from provisions concerning mental health and substance use parity. Requires the Department to review the impact of the proposed mental health and substance abuse mandate on network adequacy for mental health and substance use disorder treatment and access to affordable mental health and substance use care. Permits the Department to examine out-of-network utilization and out-of-pocket costs for insureds for mental health and substance use treatment and services for all plans to compare with in-network utilization. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, and the School Code to require coverage under those provisions. Effective immediately.

Sponsor: Karina Villa Chamber: Senate Introduced: 2025-01-13
Stuck
P(Advance)
7.0%
Chance it ever reaches a milestone (committee, floor, etc.). Not “next step.”
P(Law)
0.0%
Chance it becomes law given where it is now (stage, momentum).
Forecast
1.1%
Low P(law) at intro — sponsor & topic only; no progress or delay.
Confidence: 93%

Calculating prediction drivers...

Pipeline Progress

Current stage: In Committee · Last action 431 days ago · STAGNANT

How does a bill become law in Illinois?
  1. Introduction of Bill

    A member of the Senate or the House introduces a bill, which is assigned a unique identifying number (e.g., "H.B. ___" for House bills and "S.B. ___" for Senate bills). If not enacted, it must be reintroduced in the next General Assembly with a new number.

  2. Committee Work — Hearings

    The bill goes to the appropriate committee, which holds hearings to gather expert opinions and determine the need for the legislation.

  3. Committee Work — Markup, Amendments, Report

    The committee may make amendments to the bill. If approved, a committee report endorsing the bill is issued.

  4. Floor Debate

    The bill is debated and can be further amended. The debate transcripts are accessible online for public viewing.

  5. Passage and Consideration in Second Chamber

    If the bill passes in the first chamber, it moves to the second chamber for a similar review process. If both chambers approve, it goes to the governor.

  6. Gubernatorial Action

    The governor can sign the bill into law, veto it, or take no action (resulting in an automatic law after 60 days). The type of veto can be total or amendatory. Once signed, the bill becomes a Public Act and is assigned a Public Act number.

Sponsor Context

Hearings

This bill has not been scheduled for a committee hearing.

Action History

34 actions recorded. Last action: 2025-03-20 — Added as Co-SponsorSen. Sally J. Turner. Each action's meaning and outcome signal are classified automatically.

2025-01-13 Introduction & Filing
Filed with Secretary bySen. Karina Villa Rule 2-7(b)
Bill officially submitted to the Senate Secretary during the session.
2025-01-13 Introduction & Filing
First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38
Formal introduction — title read into the official record. Required procedural step; bill now exists in the system.
2025-01-13 Committee Assignment
Referred toAssignments Senate Rule 3-8(a); House Rule 18(a)
Sent to a committee (usually Rules in the House, Assignments in the Senate). The gatekeeping step — Rules/Assignments decides which substantive committee hears the bill.
2025-01-21 Co-Sponsorship Mild +
Added as Co-SponsorSen. Sara Feigenholtz Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-01-30 Co-Sponsorship Mild +
Added as Chief Co-SponsorSen. Graciela Guzmán Senate Rule 5-1(a); House Rule 37(a)
A legislator takes on the chief co-sponsor role, a stronger commitment than regular co-sponsorship.
2025-02-03 Co-Sponsorship Mild +
Added as Chief Co-SponsorSen. Mattie Hunter Senate Rule 5-1(a); House Rule 37(a)
A legislator takes on the chief co-sponsor role, a stronger commitment than regular co-sponsorship.
2025-02-03 Co-Sponsorship Mild +
Added as Co-SponsorSen. Mary Edly-Allen Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-03 Co-Sponsorship Mild +
Added as Co-SponsorSen. Adriane Johnson Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-04 Co-Sponsorship Mild +
Added as Co-SponsorSen. Javier L. Cervantes Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-04 Co-Sponsorship Mild +
Added as Co-SponsorSen. Christopher Belt Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-04 Co-Sponsorship Mild +
Added as Co-SponsorSen. Ram Villivalam Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-04 Co-Sponsorship Mild +
Added as Co-SponsorSen. Patrick J. Joyce Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-04 Co-Sponsorship Mild +
Added as Co-SponsorSen. Mark L. Walker Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-04 Co-Sponsorship Mild +
Added as Co-SponsorSen. Rachel Ventura Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-05 Co-Sponsorship Mild +
Added as Co-SponsorSen. Michael E. Hastings Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-05 Co-Sponsorship Mild +
Added as Co-SponsorSen. Laura Fine Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-05 Co-Sponsorship Mild +
Added as Co-SponsorSen. Mike Simmons Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-05 Co-Sponsorship Mild +
Added as Co-SponsorSen. Celina Villanueva Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-05 Co-Sponsorship Mild +
Added as Co-SponsorSen. Robert Peters Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-05 Co-Sponsorship Mild +
Added as Co-SponsorSen. Robert F. Martwick Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-05 Co-Sponsorship Mild +
Added as Co-SponsorSen. Mike Porfirio Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-06 Co-Sponsorship Mild +
Added as Co-SponsorSen. Lakesia Collins Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-06 Co-Sponsorship Mild +
Added as Co-SponsorSen. Steve Stadelman Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-06 Co-Sponsorship Mild +
Added as Co-SponsorSen. Laura M. Murphy Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-19 Co-Sponsorship Mild +
Added as Co-SponsorSen. David Koehler Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-20 Co-Sponsorship Mild +
Added as Co-SponsorSen. Terri Bryant Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-20 Co-Sponsorship Mild +
Added as Co-SponsorSen. Erica Harriss Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-26 Co-Sponsorship Mild +
Added as Co-SponsorSen. Cristina Castro Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-02-26 Co-Sponsorship Mild +
Added as Chief Co-SponsorSen. Bill Cunningham Senate Rule 5-1(a); House Rule 37(a)
A legislator takes on the chief co-sponsor role, a stronger commitment than regular co-sponsorship.
2025-03-04 Co-Sponsorship Mild +
Added as Co-SponsorSen. Doris Turner Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-03-06 Co-Sponsorship Mild +
Added as Co-SponsorSen. Seth Lewis Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-03-12 Co-Sponsorship Mild +
Added as Co-SponsorSen. Paul Faraci Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-03-14 Co-Sponsorship Mild +
Added as Co-SponsorSen. Julie A. Morrison Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.
2025-03-20 Co-Sponsorship Mild +
Added as Co-SponsorSen. Sally J. Turner Senate Rule 5-1(a); House Rule 37(a)
A legislator added as co-sponsor.

All actions (table)

Date Chamber Action Category Signal
2025-01-13 Senate Filed with Secretary bySen. Karina Villa Rule 2-7(b) Introduction & Filing
2025-01-13 Senate First Reading Senate Rule 5-1(d)/5-2; House Rule 37(d)/38 Introduction & Filing
2025-01-13 Senate Referred toAssignments Senate Rule 3-8(a); House Rule 18(a) Committee Assignment
2025-01-21 Senate Added as Co-SponsorSen. Sara Feigenholtz Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-01-30 Senate Added as Chief Co-SponsorSen. Graciela Guzmán Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-03 Senate Added as Chief Co-SponsorSen. Mattie Hunter Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-03 Senate Added as Co-SponsorSen. Mary Edly-Allen Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-03 Senate Added as Co-SponsorSen. Adriane Johnson Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-04 Senate Added as Co-SponsorSen. Javier L. Cervantes Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-04 Senate Added as Co-SponsorSen. Christopher Belt Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-04 Senate Added as Co-SponsorSen. Ram Villivalam Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-04 Senate Added as Co-SponsorSen. Patrick J. Joyce Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-04 Senate Added as Co-SponsorSen. Mark L. Walker Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-04 Senate Added as Co-SponsorSen. Rachel Ventura Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-05 Senate Added as Co-SponsorSen. Michael E. Hastings Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-05 Senate Added as Co-SponsorSen. Laura Fine Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-05 Senate Added as Co-SponsorSen. Mike Simmons Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-05 Senate Added as Co-SponsorSen. Celina Villanueva Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-05 Senate Added as Co-SponsorSen. Robert Peters Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-05 Senate Added as Co-SponsorSen. Robert F. Martwick Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-05 Senate Added as Co-SponsorSen. Mike Porfirio Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-06 Senate Added as Co-SponsorSen. Lakesia Collins Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-06 Senate Added as Co-SponsorSen. Steve Stadelman Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-06 Senate Added as Co-SponsorSen. Laura M. Murphy Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-19 Senate Added as Co-SponsorSen. David Koehler Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-20 Senate Added as Co-SponsorSen. Terri Bryant Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-20 Senate Added as Co-SponsorSen. Erica Harriss Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-26 Senate Added as Co-SponsorSen. Cristina Castro Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-02-26 Senate Added as Chief Co-SponsorSen. Bill Cunningham Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-03-04 Senate Added as Co-SponsorSen. Doris Turner Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-03-06 Senate Added as Co-SponsorSen. Seth Lewis Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-03-12 Senate Added as Co-SponsorSen. Paul Faraci Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-03-14 Senate Added as Co-SponsorSen. Julie A. Morrison Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +
2025-03-20 Senate Added as Co-SponsorSen. Sally J. Turner Senate Rule 5-1(a); House Rule 37(a) Co-Sponsorship Mild +